18 Mill Street, Nantucket (Town), MA, 02554 | $6,595,000

A rare opportunity to own a thoughtfully designed in-town compound just moments from Main Street. This exceptional property pairs a three-level main residence with a detached studio, storage shed, and two coveted off-street parking spaces, offering a combination of privacy, flexibility, and convenience that is rarely found in downtown Nantucket. Designed for effortless entertaining and everyday living, the outdoor spaces feature a covered porch, a fully equipped outdoor kitchen, a gas fireplace, and multiple dining and relaxing areas, creating a private retreat in the heart of town. Inside, custom millwork, refined finishes, and thoughtfully designed living spaces blend timeless craftsmanship with modern comfort. Offering multiple living spaces, exceptional outdoor amenities, and a premier in-town location just moments from the harbor, restaurants, boutiques, and galleries, 18 Mill Street presents a distinctive opportunity to enjoy Nantucket living at its finest.

Features

  • Town: Nantucket
  • Rooms: 12
  • Bedrooms: 6
  • Baths: 5 full / 1 half
  • Year Built: 1999
  • Heating: GFHA
  • Basement: The finished lower level includes a spacious living area, a bedroom with direct stairway access from the yard, a full bath, and a large laundry room. Multiple storage rooms and closets provide abundant organization, while a versatile bonus room offers the perfect space for a gym, playroom, or overflow accommodations.
  • Approx Sq. Feet: 4,930
  • Acreage: 0.16
  • Est. Taxes: $19,871
  • Lot Desc: Spacious with outdoor kitchen, gas fireplace and shed
  • View: None
  • Appliances: Stove: 6-burner Viking, Washer: 2 sets
  • Property#: 92553
  • Days on Market: 310 days
  • Website: https://www.raveis.com
    /eprop/92553/18millstreet_nantucket_ma?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jijo JohnLicensed Real Estate Salesperson

914.572.5752

Jijo.John@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Mill Street, Nantucket (Town), MA, 02554

$6,595,000

Jijo John

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.572.5752

Jijo.John@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $5,276,000 $5,276,000 $5,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.121% 6.183%
Monthly Tax Payment $1,656 $1,656 $1,656
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $29,957 $31,632 $44,522
Total Monthly Payment $31,738 $33,413 $46,303

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.