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Discover comfort, space, and Southern charm in this beautifully maintained 4-bedroom, 2-bath ranch-style home at 105 Gourdin Street in the welcoming town of St. Stephen, SC. Thoughtfully designed for easy single-level living, this home is ideal for families or anyone looking for a spacious yet cozy place to call home. Inside, you're greeted by a bright and airy open floor plan, where sunlight fills the expansive living area, creating a warm and inviting environment for everyday living and entertaining. The modern kitchen boasts ample cabinetry, generous counter space, and updated appliances--perfect for both casual meals and special occasions. Adjacent to the kitchen, the dining area comfortably accommodates family dinners or gatherings with friends. The primary suite offers aescape with its private en-suite bathroom, while three additional bedrooms provide flexibility for guests, a home office, or play space. A second full bathroom serves the additional bedrooms with ease. Outside, enjoy a spacious backyard with room to garden, play, or simply unwind in the fresh air. Located in a quiet, established neighborhood, the home offers convenient access to local schools, shops, and major routes for easy commuting. This inviting ranch is the perfect blend of functionality, privacy, and relaxed livingready for you to move in and make it your own.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,022 | $1,078 | $1,435 |
| Total Monthly Payment | $1,097 | $1,153 | $1,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.