35219 JANINE DRIVE, Zephyrhills, FL, 33541 | $249,900

Maintenance-Free Villa in the MANORS of Lake Bernadette is READY for it's new owners! This Charming, Move-In Ready 3-bedroom, 2-bath villa is perfectly situated on a shaded cul-de-sac in the highly desired golf community of Lake Bernadette. Enjoy Serene pond views as you enter through the screened front entry and enjoy peaceful water views from the foyer, dining area, and kitchen. The spacious eat-in kitchen offers ample cabinetry, generous counter space and a convenient pass-through to the formal dining room, which opens to the bright and airy great room. Vaulted ceilings, custom built-in shelving, and natural light give the space an open, welcoming feel. From here, sliding doors lead to the screened rear porch overlooking greenspace and a tranquil pond. . . perfect for morning coffee or evening relaxation. The split-bedroom layout provides privacy for the large primary suite with serene views and bath ensuite, complete with a walk-in closet and private linen closet. Two additional bedrooms and a full bath are located at the front of the home, along with an extra linen closet. The hallway laundry closet and one-car garage with added storage make everyday living easy. This home has been lovingly maintained and is in excellent condition. Buyers may wish to personalize with minor cosmetic updates, but it is move-in ready for immediate enjoyment. With low HOA fees that cover lawn care, roof replacement, exterior painting plus trash pickup, you’ll enjoy true maintenance-free living in the Manors of Lake Bernadette. The community offers resort-style amenities including two heated pools, clubhouse, fitness center, playground, tennis and basketball courts plus optional golf. All just minutes from I-75 for an easy commute to Tampa, Ocala, Orlando, local beaches, airports, and the shopping and dining of Wesley Chapel and Zephyrhills. Don’t miss this opportunity to enjoy the sunny Florida lifestyle—CALL TODAY!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Golf Course, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Style: Florida
  • Year Built: 1997
  • Garage: 1-car Driveway, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,300
  • Acreage: 0.07
  • Est. Taxes: $4,386
  • HOA Fee: $800 Quarterly
  • Lot Desc: Cul-De-Sac
  • View: Trees/Woods
  • Elem. School: New River Elementary
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8406562
  • Days on Market: 181 days
  • Website: https://www.raveis.com
    /prop/TB8406562/35219janinedrive_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 9:32:09 AM)

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Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35219 JANINE DRIVE, Zephyrhills, FL, 33541

$249,900

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $366 $366 $366
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,135 $1,197 $1,607
Total Monthly Payment $1,576 $1,638 $2,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.