19411 SANDY SPRINGS CIRCLE, Lutz, FL, 33558 | $639,000

Heritage Harbor - Golf course community! This home has 6 bedrooms/3 Bathrooms/2 Car Garage and very large covered Lanai with a fenced in back yard for privacy (or 5 bedrooms with a Den/Office with a closet) One of the guest bedrooms is downstairs, the Primary Bedroom is upstairs along with the other guest bedrooms. This Neighborhood is located in a Great Location with "A" RATED SCHOOLS This home features a combined Living Room and Dining Room, Open Family Room to the Kitchen and lanai, A completely Renovated kitchen with plenty of cabinet space, Soft close drawers, Trash can drawer, Quartz Counter Tops, The 2025 kitchen remodel is particularly exciting, as it is a great space for cooking and entertaining. The impact of the new front door in 2024 will likely enhance the home's curb appeal and security and the addition of a new patio screen in 2024 will provide a comfortable outdoor living area, allowing for enjoyment of the lanai without the nuisance of insects. The major systems of the home have also been updated, with the upstairs AC and new water heater installed in 2023, which means energy efficiency and reliability for the next few years. The carpeting in the bedrooms were replaced in 2023/2024, contributing to a fresh aesthetic. Prior updates like the water softener installed in 2021, the NEW ROOF in 2019, and the fence from 2018 also indicate that the property has been well-maintained and including the Brand New Updated Master Bathroom! The two guest bathroom Remodels completed in 2018 add to the home's value and comfort. The huge covered lanai is a fantastic feature, providing a perfect setting for outdoor gatherings or quiet relaxation. Overall, this property appears to be a well-cared-for home with many desirable features that cater to modern living. Very Low HOA Fees, and the CDD fees are included in the tax bill. Homeowners can experience the many amenities at Heritage Harbor's 11, 000 square-foot Harbor Town Clubhouse. The Community Residents can enjoy a wide variety of resort style features. . . . including a fitness center, library, activity center, playground, quarter acre Olympic size swimming pool with a thrilling three-story water-slide, bar and restaurant on the right side as well as a pavilion on the pool deck that can be rented for parties and gatherings, tennis courts, soccer field in the back with a walking path, and volleyball court, basketball hoops, and outdoor rollerblading rinks and of course the golf course and "A" RATED SCHOOLS plus the ramp for the Veteran's Expressway. . . . Motivated Seller!

Features

  • Amenities: Basketball Court, Clubhouse, Gated, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 6
  • Baths: 3 full
  • Lot Size: 50.37 x 100
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2002
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,111
  • Acreage: 0.12
  • Lot Size: 50.37 x 100
  • Est. Taxes: $5,174
  • HOA Fee: $125 Monthly
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8420738
  • Days on Market: 158 days
  • Website: https://www.raveis.com
    /prop/TB8420738/19411sandyspringscircle_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/30/2026 11:02:10 PM)
Listing courtesy of 54 REALTY LLC   Phone: 813-435-5411

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NMLS Mortgage Loan Originator ID 16953

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19411 SANDY SPRINGS CIRCLE, Lutz, FL, 33558

$639,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,200 $511,200 $511,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $431 $431 $431
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,903 $3,065 $4,109
Total Monthly Payment $3,426 $3,588 $4,632

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.