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NO EXPENSIVE FLOOD INSURANCE (NOT AE ZONE), NO SINKHOLE, BEAUTIFUL POOL HOME WITH 3 CAR GARAGE ON GOLF COURSE(no house or street on the back) IN A GOLF AND COUNTRY CLUB GATED COMMUNITY OF NEW TAMPA, THIS'S THE HOUSE IF YOU DON'T WANT TO PAY MORE THAN $100 OR EVEN MORE THAN $200 EVERY MONTH EXTRA AS HOA FEE ON TOP OF YOUR MORTGAGE, DON'T WANT TO GIVE YOUR MONEY TO HOA (HOMEOWNER ASSOCIATION) AS HOA FEE BUT USE IT FOR YOUR MORTGAGE, AND STILL WANT TO LIVE IN A NICE GATED GOLF COMMUNITY THAT HAS ALL AMENITIES TO ENJOY BUT WITH THE LOWEST HOA FEE! SCENIC LOCATION OVERLOOKING THE BEAUTIFUL GOLF COURSE, CONSERVATION AREA AND TRANQUIL PONDS. 2880+SF, 4BR + 1 DEN, 3 FULL BATH, 3-CAR GARAGE, POOL WITH SPA IN EXPENSIVE NEW ROOF (ATTACHED LIFETIME MATERIAL & 5-YEAR LABOR WARRANTY TRANSFRABLE). THIS'S A GREAT DEAL FOR SIMILAR POOL IN WHOLE NICE NEW TAMPA AREA. THE HOUSE HAS ALL YOU WANTED. Heritage Isles Golf and Country Club Community features include gated security, golf course with hydro golf range, water park with lap pool and water slide, tennis and basketball courts, playground, fitness complex, sauna, clubhouse, library and restaurant with the lowest HOA fee of only $75/year in whole New Tampa area, good school system, very close to everything like interstate, shopping mall, premium outlets, restaurants, hospital, sport fields, library and schools etc. , expensive double glass door entry, very high ceiling gives you bright light, flowing air and very comfortable feeling. a huge great room as well as formal living and dining rooms, spacious kitchen with ample cabinet and counterspace. travertine and real solid wood floor throughout, granite countertop with stainless steel sink with pull off faucet and appliances. Exterior paint was done in a few years ago, neutral interior color and upgraded flooring with tile, new fans and lights.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $797 | $797 | $797 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,470 | $2,570 | $3,366 |
| Total Monthly Payment | $3,359 | $3,459 | $4,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.