10852 89TH ROAD, Live Oak, FL, 32060 | $1,350,000

Calling All Horse Trainers and Breeders! Premier Equestrian Estate on 44+ Acres
This professionally designed working farm is ideal for any discipline, offering a seamless layout for efficient horse management, easy upkeep, and top-tier amenities. The main residence boasts 5 bedrooms and 4. 5 bathrooms, featuring reclaimed wood and tile floors, spacious entertaining areas, an artist’s studio, two fireplaces, and an in-ground hot tub. The oversized master suite includes back porch access, creating a perfect retreat after a long day on the farm.

Equestrian Facilities:
The Main Barn features 8 oversized (16x17) stalls, perfect for foaling or large breeds, with rubber mats, mounted fans, and storm shutters. Includes: 2 covered wash stalls, feed room & covered hay storage, tack room, a rider’s lounge with kitchenette, arena-view windows, laundry, and full bath, a covered, lighted arena: Featuring irrigation, a mirror wall, and a PolyTrack surface for year-round training. Also a wooden panel round pen for ground training or breaking.

• 7-Stall Shed Row Barn: Well-ventilated with overhead lighting, 2 hot/cold wash stalls.

• 3-Stall Gabled Barn: Includes enclosed tack room, wash rack, and laundry.

• 2-Stall Run-In Shed: With additional storage.

• 9 Paddocks: Designed with curved corners and shade trees.

Additional Amenities include, RV hookups for guests or traveling trainers, workshop/tool shed with a large adjacent concrete slab for projects, a spacious aluminum storage shed, and a covered storage for farm equipment. New roof on house, freshly painted interior, wood floors refinished, new carpet installed in 2 bedrooms, and new window trim all in 2025! *This property has been granted a special exception permitting a dog kennel operation accommodating up to 50 dogs. In compliance with operational requirements, the property must also be equipped with a backup generator capable of sustaining power for a minimum of 48 hours.
This equestrian property is ready for you and your horses—whether for breeding, training, or simply enjoying the equestrian lifestyle. Schedule a tour today!

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 1999
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 4,497
  • Acreage: 44.35
  • Est. Taxes: $6,132
  • Lot Desc: Cleared, Farm, Landscaped, Zoned for Horses
  • View: Trees/Woods
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Freezer, Refrigerator, Washer
  • MLS#: OM701948
  • Days on Market: 330 days
  • Website: https://www.raveis.com
    /eprop/OM701948/1085289throad_liveoak_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 10:36:44 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Coppola TeamSales Associates

203.915.1661

TheCoppolaTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10852 89TH ROAD, Live Oak, FL, 32060

$1,350,000

The Coppola Team

Sales Associates

William Raveis Real Estate

Phone: 203.915.1661

TheCoppolaTeam@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,303 $6,475 $9,041
Total Monthly Payment $6,939 $7,111 $9,677

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.