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Price improvement!!!! Seller is providing a $5, 000. 00 credit towards buyers closing costs. Take advantage of this amazing opportunity!
Welcome to this charming home nestled in a quiet Lakeland neighborhood. From the moment you arrive, you’ll notice the curb appeal — the exterior has been freshly painted, and the sellers have thoughtfully added new concrete driveways and walkways, creating a clean and inviting look. In addition, the roof is only two years old, giving buyers peace of mind for years to come. Step into the backyard and you’ll find one of the home’s highlights: a spacious covered lanai, perfect for hosting barbeques, entertaining friends, or simply relaxing outdoors year-round. Beyond the lanai, the massive backyard offers endless possibilities — from gardening and play areas to creating your own private retreat. This peaceful community provides the tranquility you’re looking for while still keeping you close to shopping, dining, and major roadways. As a bonus, the sellers are offering buyers the option to keep the paid-in-full solar panels located in the backyard. They do require installation, but once in place, they could provide great long-term energy savings.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $259 | $259 | $259 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,536 | $1,599 | $2,133 |
| Total Monthly Payment | $1,870 | $1,933 | $2,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.