3 TREETOP TRAIL, Ormond Beach, FL, 32174 | $328,900

Welcome to your ideal home on Treetop Trail, located in the exclusive Plantation Bay, a gated community in Northeast Florida offering a lifestyle of luxury and leisure. Perfect for enthusiasts of golf, tennis, pickleball, fitness, or lively social events, this vibrant community provides unmatched amenities and convenience.

This home features an open, inviting floor plan with a warm entryway, designed for modern living. It includes two suites, one renovated in 2021 to be fully handicap accessible. The spacious main living area flows seamlessly into a cozy flex room and a contemporary kitchen equipped with brand-new 2022 appliances, including a gas stove. The dining area transitions into a peaceful family room with a wood-burning fireplace, leading to a serene Florida room with floor-to-ceiling windows showcasing a private, fenced backyard bordered by lush woods.

Meticulously maintained, the home boasts recent upgrades, including updated powder bathroom, a new roof and water heater installed in 2023, and new air conditioner unit in 2024. Beyond the home, Plantation Bay’s golf cart-friendly community offers 45 holes of golf and a newly built Founders Clubhouse. Everyday conveniences are close by at Roscommon Shopping Center, anchored by Publix. Enjoy scenic drives along Old Dixie Highway’s oak-lined canopy to explore historic Ormond Beach or the charming shops and restaurants of Flagler Beach, both just 15 minutes away.

Your Treetop Trail home in Plantation Bay isn’t just a place to live—it’s a gateway to a lifestyle blending luxury, recreation, and community.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: IRREGULAR
  • Laundry: In Garage, Laundry Room
  • Year Built: 1987
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,156
  • Acreage: 0.4
  • Lot Size: IRREGULAR
  • Est. Taxes: $1,774
  • HOA Fee: $295 Quarterly
  • Lot Desc: Cul-De-Sac, Irregular Lot, Landscaped, Near Golf Course, Oversized Lot, Street Dead-End
  • View: Trees/Woods
  • Elem. School: Bunnell Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC312144
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /prop/FC312144/3treetoptrail_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 12:47:09 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3 TREETOP TRAIL, Ormond Beach, FL, 32174

$328,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,120 $263,120 $263,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,515 $1,576 $2,098
Total Monthly Payment $1,738 $1,799 $2,321

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.