51 White Oak Street, #2E, New Rochelle, NY, 10801 | $247,000

Discover the perfect blend of modern updates and timeless charm in this 2-bedroom, 1-bath co-op, designed for stylish living and effortless convenience. This home welcomes you with a spacious layout, abundant natural light, and thoughtful updates throughout. The stunning renovated kitchen is a true highlight, featuring quartz countertops, custom cabinetry, hexagon tile backsplash, stainless steel appliances, and a gas range—ideal for everything from quick weekday meals to hosting dinner with friends. The open dining area with new luxury vinyl plank floors flows seamlessly into a generous living room, enhanced by recessed lighting and large windows that create a warm, inviting atmosphere. New wall to wall carpeting installed throughout. Beyond the front door, White Oak Cooperative offers landscaped grounds, a welcoming lobby, and laundry facilities, creating a sense of community and ease. Just minutes from Metro-North, shops, dining, and parks, this home offers not only comfort but also a lifestyle—whether that means enjoying a quick commute to Manhattan, strolling through nearby green spaces, or dining out in New Rochelle’s vibrant food scene.

Features

  • Parking: On Street, Waitlist
  • Heating: Steam
  • Cooling: Wall/Window Unit(s)
  • Amenities: Elevator(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Year Built: 1952
  • Common Charge: $1,185 Monthly
  • Approx Sq. Feet: 1,000
  • Elem. School: William B Ward Elementary School
  • Middle School: Albert Leonard Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • Pet Policy: No Dogs
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: 900256
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/900256/51whiteoakstreet_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Realty Group   Phone: 914-713-3270

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

51 White Oak Street, #2E, New Rochelle, NY, 10801

$247,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $197,600 $197,600 $197,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,169 $1,233 $1,601
Total Monthly Payment $1,244 $1,308 $1,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.