|
|
NEW ROOF COMING SOON! Affordable Housing and the Price is RIGHT! This is a beloved year-round house on Hillside Street in Hillsborough. The whole front has an amazing 3 season screen porch - The kitchen is ready to cook! Propane stove and refrigerator included. The kitchen is open to the living room via a large opening and pine slab of wood. 3 big stools and Breakfast can be served! The bedrooms are same size for each of them. The yard has a lot going for it - a woodshed and a HUGE deck. Nice landscaping. A very private backyard. Hillsborough is a Historic town, the downtown is quaint. You are less than 1/2 hour to Pats Peak, Sunapee and Crotched Mtn. Snowmobiles are popular in the area. In 2025, FHA loan guidelines require a minimum credit score of 500 to 580, with 580+ for a 3. 5% down payment and 500-579 for a 10% down payment. The debt-to-income (DTI) ratio must generally be below 43%, but can sometimes be as high as 50% with a score of 580 or higher. Borrowers need to provide verifiable income and the property must be their primary residence and meet FHA safety standards
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/6/2025Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $249 | $249 | $249 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,116 | $1,162 | $1,550 |
| Total Monthly Payment | $1,440 | $1,486 | $1,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.