13477 IRWIN DRIVE, Port Charlotte, FL, 33953 | $739,900

BACK ON MARKET! BUYER FINANCING FELL THROUGH!. . . The PRECISE location of HEAVEN ON EARTH has never been established but it may very well be RIGHT HERE! This WATERFONT TROPICAL PARADISE with a KEY WEST FLAIR has everything you could possibly dream of. An Entertainers Delight! Step inside this EXQUISITE 2 BD/2. 5 BA home which boasts an open, split floor plan w/ a sky high ceiling, wood burning fireplace, countless windows that let the natural light emanate throughout & sliders that allow for a seamless flow to the outdoors. The kitchen showcases wood cabinets, granite & Corian countertops, island w/ gas cooktop & pass thru window to the outdoor snack bar. Newly Updated master bedroom w/ ensuite features a walk-in closet & a HUGE, IMPRESSIVELY ELEGANT, tiled shower w/ clear glass door, shower bench, wall niche, center rain showerhead & dual showerheads/controls/hand wands. The 2nd bedroom includes an ensuite as well. Freshly painted interior & new ceramic tile are a plus! Plantation shutters, security sys, LiteTouch system, central vac & RO water sys add to the luxury. Spiral staircase takes you up to a loft for quiet reading or office work, or down to a storage rm & laundry/kitchenette which accommodate the covered porches. The ground level porches feature a half bath, heated spa, propane firepit & lounge area, wet bar w/ wine cooler & mini frig. Screened lanai w/ pavers surround the electric heated pool w/ self-monitoring, self-cleaning & salt systems, waterfall & lighting. Don’t forget your toys, which can be stored conveniently in the carport. Family & friends can stay in the 1/1 guest house & share the amazing views! From the outdoor deck, a stroll to the water's edge will find a riprap seawall & dock w/ boat lift. Saltwater fish galore! Manatees & dolphins swim by for all to see. Incredible location along the Apollo Waterway w/ access to the Myakka River. A 10-min boat ride to Charlotte Harbor & then out to the Gulf. An add'l 80x125 lot across the street is available to purchase. FREE 1-YR HOME WARRANTY for PEACE of MIND is OFFERED to the BUYER!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1999
  • Garage: Boat, Covered, Driveway
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,686
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $9,450
  • Lot Desc: Cul-De-Sac, FloodZone, In County, Landscaped
  • View: Water
  • Water Front: Yes
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener, Whole House R.O. System, Wine Refrigerator
  • MLS#: TB8340399
  • Days on Market: 386 days
  • Website: https://www.raveis.com
    /prop/TB8340399/13477irwindrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2026 2:17:08 PM)

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Debbie Blum - The Cornerstone TeamSales Associate

203.733.8379

Debbie.Blum@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13477 IRWIN DRIVE, Port Charlotte, FL, 33953

$739,900

Debbie Blum - The Cornerstone Team

Sales Associate

William Raveis Real Estate

Phone: 203.733.8379

Debbie.Blum@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $591,920 $591,920 $591,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $788 $788 $788
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,501 $3,645 $4,797
Total Monthly Payment $4,381 $4,525 $5,677

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.