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Presented by
Joyce Gerraughty |
MOTIVATED SELLER. Welcome to this stunning 4-bedroom, 2. 5-bath lake front home located in the highly sought-after Sandy Pointe community of Polk City, FL. Perfectly situated on a premier half-acre lot at the end of a cul-de-sac, this property offers privacy, tranquility, and breathtaking views of Big Lake Agnes. Known for its excellent fishing and boating, the lakefront setting provides a lifestyle of peace and recreation. Imagine sitting on your lanai watching sunrises in the morning and the moonrise at night reflected over the water. Step inside to discover soaring 11-foot ceilings in the formal living room, dining room, master suite, kitchen, and family room, creating an open and airy atmosphere. The home also features 9. 2-foot ceilings in the additional three bedrooms, laundry room, and bathrooms for a spacious flow throughout. The formal dining room and formal living room both showcase cherry laminate flooring and double sliders leading out to the lanai with expansive lake views. The master suite includes double sliding glass doors overlooking the lake, his-and-her walk-in closets, and a luxurious bath with separate vanities. The kitchen boasts 40-inch cabinets, granite countertops (updated in 2020), and a breakfast nook with a large picture window and custom wood blinds. In the family room, enjoy a gas fireplace, custom window treatments, and sliders that open to the lanai and lake view. The oversized 24x24 screened lanai is perfect for entertaining, featuring two ceiling fans and a 220-volt outlet ready for a spa. Outside, enjoy a beautifully landscaped yard with lake-fed irrigation, four hose bibs, and plenty of space to relax. A highlight of this property is the 95-foot dock with a boat house, boat cradle, and sundeck, making lakefront living truly enjoyable. Additional features include a 3-car garage, a new air conditioning system (2016), and a new roof (2017), providing peace of mind. The home is part of a welcoming community with a private boat ramp and low HOA dues. With its serene setting, elegant features, and direct lake access, this property is a rare find. Don’t miss the opportunity to experience lakefront living at its finest on Big Lake Agnes—schedule your private showing today
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,999
Broker Associate
William Raveis Real Estate
Phone: 508.930.3188
Joyce.Gerraughty@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,799 | $540,799 | $540,799 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $283 | $283 | $283 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,113 | $3,463 | $4,491 |
| Total Monthly Payment | $3,488 | $3,838 | $4,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.