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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Discover a true hidden gem on the shores of Lake Nettie, in the highly desired East Crooked Lake area—just five minutes from the charm and energy of historic Mount Dora. More than a home, this is a private tropical retreat where every day feels like a vacation. Recently renovated with high-end finishes, it offers the perfect blend of serenity and convenience, with shopping, dining, and entertainment moments away. Some lake buyers are drawn to the Chain of Lakes, but Lake Nettie offers something different—tranquil waters, no public access, and the rare luxury of true privacy. It’s large enough for skiing, wakeboarding, jet skiing, and fishing, yet calm enough to enjoy peaceful waterfront living. That sense of quiet makes it an ideal and safe place for families to play, swim, or raise children without the constant activity and wildlife of the chain. And with multiple public boat ramps to the Harris Chain literally a few minutes away—and your own private ramp on your property—you can easily explore both whenever you wish. It’s truly the best of both worlds! Step outside and the lake becomes the backdrop for your personal resort. From the expansive upper deck with hot tub, enjoy sweeping views of the water, pool, and lush tropical landscaping. The centerpiece is a massive 58, 000-gallon custom pool reaching 10 feet deep, surrounded by beautiful custom stonework along the walkways, benches, pool sides, waterfall, and grotto. This one-of-a-kind design creates the perfect tropical ambiance to gather, relax, and play. Paired with an outdoor kitchen, shaded lounge area with outdoor billiard table, full pool bath complete with private sauna, the outdoor spaces are built for true resort-style living. A sandy beach, private dock with boat lift, and abundant storage make this the ultimate lakefront playground—all with no HOA restrictions. Inside, the main level features an open living and dining space that flows to the deck, a spacious master suite with panoramic lake views, spa-like bath, and oversized closets, plus a second bathroom and versatile second room ideal for a home office or nursery. The walk-out lower level offers a second living area, two large bedrooms, a third full bath, and enough space to potentially create a second kitchen—perhaps for multi-generational living or a private guest apartment. Comparable Mount Dora lakefront homes would cost hundreds of thousands more, making this property a rare opportunity to enjoy resort-style living, unmatched privacy, and incredible value just minutes from the artsy, vibrant lifestyle of downtown Mount Dora. Hurry and schedule your private tour today. *Aerial photo property lines are an estimate and to be verified by buyer.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.110% | 5.972% |
| Monthly Tax Payment | $777 | $777 | $777 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,975 | $4,197 | $5,813 |
| Total Monthly Payment | $4,844 | $5,066 | $6,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.