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Presented by
Lamb Property Group |
223-64A 65 Avenue, #1, Bayside, NY, 11364 | $358,000
LOCATION!!! Downtown Oakland Gardens, situated merely two blocks from two prominent shopping centers on 64 Ave & Springfield Blvd. The area boasts an array of amenities, including restaurants, a post office, medical facilities, banks, CVS, supermarkets, Starbucks, coffee shops, pharmacies, and more, all within close proximity to the LIE/295/Major highways. Convenient public transportation options include buses Q27/30/Qm5/8/35, ensuring an effortless commute. The residence falls within School District #26, with nearby educational institutions including PS46/213, Ms74, Cardozo HS, and QCC. This pet-friendly property welcomes dogs and cats, with no flip tax applicable. Subletting is permitted after two years of owner occupancy, subject to board approval, though no board interview is required. Prospective buyers must meet income requirements, including a debt-to-income ratio of 33%, a minimum credit score of 700. The residence itself is a spacious corner unit, boasting two bedrooms, individual entrance, and three exposures (S/N/E). Interior features include a washer and dryer, dishwasher, updated electrical panel, black and white style bathroom, granite countertops, and stainless steel appliances. Additional amenities include three wall AC units and ceiling fans, as well as a charming flower garden at the front of the property, complete with a covered porch sitting area. Corner large individual entrance 2 bedrooms . and a down payment as low as 10% allows provided the debt-to-income ratio does not exceed 33%.
Features
- Parking: Waitlist
- Heating: Natural Gas, Radiant
- Cooling: Wall/Window Unit(s)
- Levels: 2
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Unit
- Year Built: 1950
- Approx Sq. Feet: 700
- View: Neighborhood, Trees/Woods
- Elem. School: Ps 46 Alley Pond
- Middle School: Jhs 74 Nathaniel Hawthorne
- High School: Benjamin N Cardozo High School
- School District: Community District 26
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Refrigerator, Washer
- MLS#: 903843
- Days on Market: 69 days
- Website: https://www.raveis.com
/prop/903843/22364a65avenue_bayside_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lamb Property GroupSales Associates
781.223.5725
LambPropertyGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
223-64A 65 Avenue, #1, Bayside, NY, 11364
$358,000
Lamb Property Group
Sales Associates
William Raveis Real Estate
Phone: 781.223.5725
LambPropertyGroup@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $286,400 | $286,400 | $286,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,626 | $1,717 | $2,302 |
| Total Monthly Payment | $1,701 | $1,792 | $2,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535