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Spacious 4-Bedroom Condo in Gated 55+ Patriot Square – Rare Opportunity & Exceptional Value
One of only four 4-bedroom units in the entire community, this spacious and well-appointed condo is a truly rare offering in St. Petersburg’s highly desirable 55+ gated community of Patriot Square. What truly sets this home apart are its major recent upgrades, delivering comfort, safety, and long-term peace of mind.
This second-floor residence features 4 bedrooms, 2 bathrooms, and approximately 1, 750 sq. ft. , offering the space and feel of a single-family home with the convenience of maintenance-free condo living. The bright, open layout showcases new flooring throughout and a kitchen with new appliances, while a brand new air conditioning system and upgraded electrical panel represent significant improvements that are often overlooked—but highly valued—by today’s buyers.
Accessibility and ease of living are enhanced by a premium stair lift chair, providing effortless access to the second floor and making this home especially appealing for those seeking comfort now and flexibility for the future.
Enjoy the Florida Lifestyle
Unwind on the expansive 26-foot screened lanai overlooking the manicured courtyard—perfect for morning coffee, relaxing afternoons, or evening breezes. The building also features a brand-new roof, and the condo association is fully funded with no anticipated future assessments, adding another layer of confidence for buyers.
Community & Amenities
Patriot Square offers an active, pet-friendly lifestyle with two pools (one heated), tennis and pickleball courts, shuffleboard, sauna, library, and a vibrant clubhouse with regular social events. The monthly HOA fee covers water, sewer, trash, cable, internet, exterior maintenance, landscaping, and pest control. No flood insurance required.
Prime Location
Located in the Skyway Marina District, you’re minutes from Gulf beaches, downtown St. Petersburg, and the waterfront town of Gulfport, with shopping, dining, and easy access to the Pinellas Trail nearby.
Why This Home Stands Out
Rare 4-bedroom layout ?
Brand new A/C system ? Upgraded electrical panel ? Stair lift for added comfort and accessibility ?
Combined with a financially strong community and move-in-ready condition, this condo delivers exceptional value and peace of mind in a welcoming 55+ setting.
Schedule your private tour today and see why this home is such a standout opportunity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,200 | $207,200 | $207,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $41 | $41 | $41 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,176 | $1,259 | $1,679 |
| Total Monthly Payment | $1,292 | $1,375 | $1,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.