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Welcome to the charming 2426 Wilshire Lane, nestled in the heart of the sought-after Birchwood on Green Community, Oakdale, NY. This 2 Bedroom, ground-floor unit is a perfect blend of comfort and convenience wrapped into a single package. All Redone. Step into a living space that exudes warmth and tranquility, adorned with beautiful wood floors throughout, giving it a timeless appeal. The home features 2 generously proportioned bedrooms that offers a sanctuary of peace and relaxation, and a bathroom. The Kitchen has Maple Cabinets with Stainless steel Appliances that opens to the Diningroom/Livingroom and has a perfect space to prepare meals for yourself or entertain friends, making every moment memorable. Crown Molding, All new doos and closet doors. One of the unique features of this property is its pet-friendly policy. It welcomes one dog up to 30lbs or two cats, making it an ideal home for your furry friends. Located in the Birchwood on Green Community, this home provides a sense of belonging and community, with local amenities that cater to a diverse range of interests and needs. Whether you enjoy quiet walks, meeting neighbors, or engaging in community activities, there is something for everyone here. This property offers an opportunity to experience a lifestyle defined by comfort, convenience, and community. It's more than just a home; it's a lifestyle waiting for you at 2426 Wilshire Lane. Courtyard front and back. 10% down at contract, minimum 700 Credit score must be Board Approved
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,999 | $303,999 | $303,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,823 | $2,444 |
| Total Monthly Payment | $1,754 | $1,898 | $2,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.