10043 WINDING RIVER ROAD, Punta Gorda, FL, 33950 | $479,000

One or more photo(s) has been virtually staged. Room to Breathe. Space to Thrive. Welcome to your private slice of paradise in Punta Gorda’s sought-after Creekside community. This expansive 4 bedroom plus bonus room, plus den, 3 bathroom pool home spans over 3, 300 square feet — ideal for large families, multigenerational living, or anyone craving room to grow and entertain. Step inside and discover an effortless blend of space and flow: a formal living and dining room for special occasions, an open-concept family room and oversized kitchen perfect for everyday living, plus a flexible upstairs loft ready to become a fifth bedroom, office, or home theater. Upstairs, the luxurious primary suite offers a peaceful retreat, complete with a spa-like bath, garden tub, dual vanities, and a walk-in closet that dreams are made of. Three additional bedrooms and a generous laundry room with flex space round out the second floor. Outside, your Florida lifestyle awaits. Lounge beneath the covered lanai, take a dip in the sparkling saltwater pool, and savor the fruits of your own mango, papaya, and avocado trees—all within a fully fenced backyard oasis. Additional features include: dual-zone A/C, PAID OFF solar panels for energy savings, full hurricane protection, and a 2023 roof for peace of mind. Creekside offers tranquil walking paths, parks, and playgrounds—all just minutes from downtown Punta Gorda, I-75, shopping, dining, and boating adventures. If you're looking for more than just a house—if you want a home where memories are made and space is never in short supply—this one is calling your name.

Features

  • Amenities: Park
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Style: Traditional
  • Year Built: 2006
  • Garage: 2-car Deeded, Driveway, Garage Door Opener, Ground Level, Off Street
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,327
  • Acreage: 0.14
  • Est. Taxes: $3,826
  • HOA Fee: $194 Quarterly
  • Lot Desc: Cleared, City Lot, Landscaped, Level, Sidewalk
  • View: Pool
  • Pool: Gunite, In Ground, Solar Heat, Solar Power Pump
  • Pet Policy: Dogs OK, Size Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Solar Hot Water, Solar Hot Water Owned, Washer, Water Filtration System
  • MLS#: TB8417797
  • Days on Market: 228 days
  • Website: https://www.raveis.com
    /prop/TB8417797/10043windingriverroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 4:25:49 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Margaret Wilcox TeamSales Associates

860.916.3517

WilcoxTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10043 WINDING RIVER ROAD, Punta Gorda, FL, 33950

$479,000

Margaret Wilcox Team

Sales Associates

William Raveis Real Estate

Phone: 860.916.3517

WilcoxTeam@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,200 $383,200 $383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $319 $319 $319
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,206 $2,454 $3,182
Total Monthly Payment $2,600 $2,848 $3,576

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.