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Ready to make this beautiful house your home, this modern Colonial in Smithfield is an end lot surrounded by 30+ acres of pristine conservation land. This 3-4-bedroom home, with potential to expand, was recently painted throughout and designed with an addition of an in-law apartment in mind. The main level features a bedroom and full bath, as well as an open-concept kitchen, open living and dining area. Custom built-in shelving frames the charming gas fireplace, walk-in pantry, beverage fridge, gas stove, farmers sink and sliders leading out to the deck and patio. From the garage, step into a spacious laundry/mudroom with ample cabinetry. Upstairs, you'll find an office, a bedroom with a walk-in closet & ensuite bath, plus an owner's suite featuring a tiled glass shower and a custom walk-in closet. A large great room creates endless possibilities for a playroom, media room, or additional living space. The finished lower level includes a gym area, wet bar with fridge, and a half bath for entertaining a weekend crowd. Outside, added trees, additional landscaping, full fencing for pets completes this exceptional country abode. Laperche Elementary which is a state of Rhode Island Blue Ribbon School, Deerfield Park provides playgrounds, tennis courts, and trails. Close to the Crossings at Smithfield, Lincoln Mall, only 10 minutes away. Close proximity to highways for an easy commute to Boston or Providence. Contingent on finding suitable housing. Ask me about assumable VA at 2. 25%
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,999 | $799,999 | $799,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,071 | $1,071 | $1,071 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,356 | $4,796 | $6,643 |
| Total Monthly Payment | $5,519 | $5,959 | $7,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.