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This is a rare chance to create your dream home in the charming coastal town of Palm Harbor, Florida. Nestled in a peaceful setting with that classic “Old Florida” feel, this unique lot offers the perfect blend of tranquility and convenience. Enjoy a short golf cart ride to the quaint neighboring towns of Ozona, Palm Harbor, and Crystal Beach—each filled with fantastic restaurants, local bars, and a welcoming, small-town vibe. White sandy beaches and breathtaking sunsets are just minutes away, making this one of the most desirable areas in the region. Just steps from Pop Stansell Park, you'll have easy access to a public boat launch, kayak and paddleboard spots, fishing pier, and scenic walking trails along St. Joseph Sound. The famous Pinellas Trail is also nearby—perfect for walking, biking, or simply enjoying the Florida sunshine. Located between vibrant Dunedin, Honeymoon Island, and historic Tarpon Springs, the area is rich with attractions. The world-renowned Innisbrook Resort and its PGA golf courses are just up the road. Zoned for top-rated schools, including Palm Harbor University High School, this lot is ideal for families seeking strong education options or anyone craving the laid-back Florida lifestyle. Shopping, dining, medical facilities, and entertainment are all close by, with convenient access to both Tampa and St. Pete-Clearwater airports. Don’t miss this incredible opportunity to build your forever home in one of Florida’s most sought-after coastal communities. Paradise awaits! Lot size: 9496 Sq. Ft. , Dimensions: 86x112, Parcel Number: 022815779170000070, Legal Descrip: St. Joseph Sound Estates lot 7, Zoning: R1, Sewer: Public, Water: Public, HOA: None, • Features: Buildable, Corner Lot, Room For Pool, Unincorporated, Wooded
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,930 | $2,036 | $2,756 |
| Total Monthly Payment | $2,005 | $2,111 | $2,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.