3430 Morning Lake DR, #201, Estero, FL, 34134 | $379,900

A Brand New Roof completed in October 2024 offers immediate peace of mind and lasting value. Step into this spacious second-floor end-unit coach home where thoughtful updates and serene preserve views set the stage for effortless Florida living. Featuring 3 bedrooms plus a den, 2. 5 baths, and an oversized 2-car garage, this home lives large with an airy open layout. The seller will also add a closet to the third bedroom, ensuring flexible functionality for guests or family. The heart of the home is a bright, modern eat-in kitchen, complete with newer stainless-steel appliances, abundant cabinetry, and generous counter space—perfect for everyday meals or entertaining. A separate formal dining area provides an elegant setting for hosting friends and family. The expansive tiled and screened lanai, outfitted with wind abatement screens, invites you to unwind while taking in tranquil preserve views and colorful sunsets. Inside, attention to detail shines throughout. The den features bamboo flooring. Special touches include updated bathrooms, a newer hot water heater (2022), custom closets, crown molding, plantation shutters, comfort-height toilets, wood-look porcelain tile in the primary suite, recessed lighting, designer fixtures, and a security system. An elevator shaft is also in place for those who may wish to add an elevator in the future. Coconut Shores offers a vibrant lifestyle with a clubhouse, pool, spa, fitness center, pickleball, tennis, fishing pier, and a tiki hut for social gatherings. The location is second to none—perfectly positioned in the heart of Estero in a no flood zone, less than a mile from Coconut Point Mall with world-class dining and shopping, and just minutes to Lee Health and NCH medical centers, championship golf courses, Hertz Arena, and RSW International Airport. This home blends modern comfort, stylish upgrades, and unbeatable convenience—come experience the best of Coconut Shores living today!

Features

  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Amenities: Clubhouse, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Pickleball, Street Lights, Tennis Court(s), Gated
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Complex: COCONUT SHORES
  • Year Built: 2005
  • Approx Sq. Feet: 2,997
  • Est. Taxes: $2,363
  • Lot Desc: Zero Lot Line
  • View: Preserve
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
  • MLS#: 225067352
  • Days on Market: 178 days
  • Website: https://www.raveis.com
    /prop/225067352/3430morninglakedr_estero_fl?source=qrflyer
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Art Rose TeamSales Associates

203.886.8326

TheArtRoseTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3430 Morning Lake DR, #201, Estero, FL, 34134

$379,900

The Art Rose Team

Sales Associates

William Raveis Real Estate

Phone: 203.886.8326

TheArtRoseTeam@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $197 $197 $197
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,702 $1,820 $2,423
Total Monthly Payment $1,974 $2,092 $2,695

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.