778 Regency Reserve CIR, Naples, FL, 34119 | $1,050,000

A beautifully renovated home located in the Vineyards. This popular model is 2494 sq ft with 3 bedrooms, den and 3 full baths. Enjoy the golf action from your large lanai overlooking the 7th hole. The open floorplan is light and bright with a wall of windows and doors facing the golf course. The home feels spacious with 10-foot-high ceilings and crown molding throughout. The custom kitchen has stainless appliances, quartz counters and lots of storage. The den/loft is open and with tons of natural light. The primary bedroom has sliding glass doors out to the lanai and a gorgeous reconfigured bathroom. The other two bedrooms are generously sized ensuites. Regency Reserve replaced all roofs in 2021 and has its own renovated clubhouse, resort-style pool and fitness center. The Vineyards Country Club offers two levels of optional memberships. A 36-hole championship golf course, restaurant, tennis courts, pickleball courts, resort-style pool, lap pool and bocce. In addition, the wellness and spa center offer on-site fitness trainers, physical therapist, café, salt room, massage and salon services

Features

  • Building Design: Low Rise (1-3)
  • Parking: Deeded
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Bike And Jog Path,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Golf Course,Internet Access,Private Membership,Shopping,Sidewalk,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: REGENCY RESERVE
  • Development: VINEYARDS
  • Year Built: 2001
  • Common Charge: $2,725 Quarterly
  • Approx Sq. Feet: 2,494
  • Est. Taxes: $5,415
  • Lot Desc: Zero Lot Line
  • View: Golf Course
  • Community Type: Golf Course
  • Elem. School: VINEYARDS ELEMENTARY SCHOOL
  • Middle School: OAKRIDGE MIDDLE SCHOOL
  • High School: GULF COAST HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 225067081
  • Website: https://www.raveis.com
    /prop/225067081/778regencyreservecir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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778 Regency Reserve CIR, Naples, FL, 34119

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.217% 6.098% 5.952%
Monthly Tax Payment $451 $451 $451
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,769 $5,036 $6,975
Total Monthly Payment $5,345 $5,612 $7,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.