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This is an exceptionally rare opportunity—just one lot in from the tip and only five minutes from the stunning waters of Charlotte Bay. No need to wait for a seawall; it’s already installed, along with a Captain’s Walk, boatlift, and electrical hookups. Even better, all the fill dirt is in place, so the lot is ready for your new build! The south-facing backyard ensures plenty of natural light, and the property features a manicured lawn and a paver driveway, as the lot was originally part of a three-lot parcel. Pirate Harbor is a welcoming boating and fishing community with a laid-back vibe that embraces golf carts and casual living. Enjoy effortless boat access to nearby islands such as Sanibel, Captiva, Boca Grande, Cabbage Key, Tarpon Point, and many more. Whether you’re spending the day cruising or fishing from your dock, you’ll regularly spot vibrant marine life, including dolphins and manatees, in this canal. Located in the thriving Punta Gorda area, Pirate Harbor offers easy access to downtown, Cape Coral, and Fort Myers. Why not embrace the pirate spirit and make this incredible community your home?
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,869 | $1,971 | $2,561 |
| Total Monthly Payment | $1,944 | $2,046 | $2,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.