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PGI WATERFRONT VILLA W/DEEDED DOCK, SAIL ACCESS & SCENIC LAKEFRONT VIEWS - Ideally located in heart of Punta Gorda Isles, this spacious 3 bed/2. 5 bath villa w/just over 2, 000 sqft in Isles Cove delivers picturesque lake views, a deeded dock just steps from your door, and direct sailboat access to Charlotte Harbor — all within a beautifully maintained, park-like setting. Inside, the home’s layout is spacious & bright w/cathedral ceilings & skylights that enhance it all. A wall of sliding glass doors opens to the lanai extending the living space outside. Sliding glass doors & windows frame tranquil lake views from the great room and lanai. The open-concept kitchen offers warm wood cabinetry, granite counters, under-cabinet lighting, updated appliances & a closet pantry. Pass-through counters to the dining area make entertaining a breeze. Architectural details include a formal entry w/coat closet, soaring cathedral ceilings, arched doorways, wet bar & gleaming wood floors in the great room. The split-bedroom floor plan offers a private owner’s retreat with two walk-in closets and lanai access. The owner's en-suite bath includes dual vanities, a glass-enclosed tile shower, and a jetted corner tub. Two additional bedrooms offer flexibility for guests, a home office, or hobby space, and share a well-appointed guest bath. One guest bedroom has a Murphy bed already in place. The powder room off the main hallway adds convenience for entertaining. Outside, the spacious, tiled lanai overlooks the lake & gazebo. Out here, you'll be able to enjoy the extending living space year-round plus have access to colorful sunrises w/your morning coffee. The villa also features a private two-car garage connected by a gated courtyard entrance. Keep your boat just yards away at your deeded dock (Dock #23). Dock features water & shared, metered electric hook-ups plus a 10, 000 lb boat lift (installed 2019). The entire unit was re-plumbed w/overhead piping. Other updates include a smart thermostat, NEW impact-resistant windows along Marion Ave, NEW A/C (2022), NEW refrigerator (2025), NEW ROOF (2024) & NEW plexiglass sliding windows on lanai (2022). Community amenities include a heated pool, guest parking, and beautifully landscaped grounds. Miles of sidewalks in Punta Gorda Isles connect you to Ponce Park, historic downtown, Gilchrist Park & Fisherman's Village. Life in Punta Gorda is about more than boating—it’s about enjoying every moment. Tee off at local golf courses, rally with friends on the tennis or pickleball courts, or pedal along miles of scenic bike paths. On weekends, the city comes alive with music, art fairs, and vibrant festivals. Add in the weekly farmers markets brimming with local produce and the boutique-lined streets of Marion Avenue, and you’ll see why Punta Gorda is a community where every day feels like vacation. Claim your spot in paradise by making an appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$336,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,800 | $268,800 | $268,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,547 | $1,610 | $2,143 |
| Total Monthly Payment | $1,672 | $1,735 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.