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2464 LYDIA WAY, New Smyrna Beach, FL, 32168 | $435,000
Bring ALL Offers!!! Step into this beautifully remodeled 1963 custom block home. Thoughtfully crafted to preserve its original charm while seamlessly incorporating modern upgrades. Resting on nearly 1/2 Acre across two parcels.
Located in the heart of New Smyrna Beach, situated in Flood Zone X with no history of flooding. This home provides the perfect blend of convenience and the beauty of natural Florida surroundings. Built with family in mind, the layout features a galley-style kitchen with custom cabinets and quartz countertops, complemented by tile flooring throughout the main living areas. Upstairs, the original white oak floors (restored in 2017) add timeless warmth and charm.
The home offers plenty of flexible space, including a bonus room on the main floor that could serve as a secondary living area, playroom, or office. Additional highlights include white granite bathrooms and a charming front balcony that spans across two bedrooms.
Designed for light and flow, the interior provides an open and airy feel with custom windows that flood the home with natural light. At its center, a grand custom staircase makes a striking statement piece as you enter the home.
This residence has gone through extensive updates including Kitchen (2022), updated electrical and plumbing, new windows (2017), Vinyl Fence (2025), septic (2015) and a new AC and Hybrid water heater (2024)—providing peace of mind for years to come.
Step outside into your large, fenced backyard, shaded by mature trees and offering a private retreat in the heart of town. Whether you’re entertaining, gardening, or simply relaxing, this expansive outdoor space provides endless opportunities to enjoy Florida living at its finest. Schedule your private tour today!
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 120 x 120
- Laundry: In Garage
- Style: Craftsman, Traditional
- Year Built: 1963
- Garage: 2-car Ground Level
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,998
- Acreage: 0.4
- Lot Size: 120 x 120
- Est. Taxes: $1,013
- Lot Desc: Cleared, Corner Lot, City Lot, Oversized Lot
- View: Garden
- Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: NS1085757
- Days on Market: 286 days
- Website: https://www.raveis.com
/prop/NS1085757/2464lydiaway_newsmyrnabeach_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2464 LYDIA WAY, New Smyrna Beach, FL, 32168
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $84 | $84 | $84 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,059 | $2,171 | $2,867 |
| Total Monthly Payment | $2,218 | $2,330 | $3,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388