127 S Highland Avenue, #A4, Ossining, NY, 10562 | $130,000

Welcome to 127 S Highland Avenue, Unit A4 in Ossining, NY—a bright and inviting cooperative in the sought-after Highland Terrace Complex. This 1-bedroom, 1-bath home offers 750 square feet of comfortable living with a smart layout that makes everyday life feel simple and easy. Step inside and you’ll find a spacious living area that flows seamlessly into the rest of the home, creating a warm and open atmosphere. The bedroom offers plenty of room to relax, while the bathroom is neat and functional, making daily routines a breeze. Living at Highland Terrace comes with perks that truly elevate your lifestyle. Cool off at the community pool, unwind on the terrace, or take advantage of the convenient on-site laundry. Everything you need is right at your fingertips. Location is another highlight—this cooperative is just minutes from local shops, dining, and entertainment. Commuting or exploring the area is simple with quick access to the train and nearby parkways. With its blend of comfort, convenience, and community amenities, this cooperative is a standout in Ossining.

Features

  • Parking: 1-car
  • Heating: Forced Air
  • Cooling: Wall/Window Unit(s)
  • Levels: 2
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: In Basement
  • Complex: Highland Terrace
  • Year Built: 1962
  • Approx Sq. Feet: 750
  • Elem. School: Brookside
  • Middle School: Anne M Dorner Middle School
  • High School: Ossining High School
  • School District: Ossining
  • Pet Policy: Cats OK, Dogs OK, Size Limit
  • Appliances: Dishwasher, Range, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 898819
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/898819/127shighlandavenue_ossining_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Broder TeamSales Associates

BroderGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 829975

860.990.4029

Jennifer.Carreto@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

127 S Highland Avenue, #A4, Ossining, NY, 10562

$130,000

Broder Team

Sales Associates

William Raveis Real Estate

Phone: 860.313.1300

BroderGroup@raveis.com

Jennifer Carreto

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.990.4029

Jennifer.Carreto@raveis.com

NMLS Mortgage Loan Originator ID 829975

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $104,000 $104,000 $104,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $591 $632 $843
Total Monthly Payment $666 $707 $918

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.