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Custom Farmhouse on 3. 81 Acres with Barn, Lake Access & Premium Upgrades. Built in November 2021, this 4-bedroom, 2. 5-bath custom home offers 2, 092 sq ft of luxury living on 3. 81 acres of high-and-dry land in Altoona, FL. Just outside the up-and-coming city of Umatilla. Interior Features: • Vaulted ceilings, crown molding & aesthetic barn doors. • Granite countertops throughout. • Under-cabinet lighting + oversized kitchen island with pop-up electrical outlets for convenience and hosting gatherings. • Touchless kitchen sink + built-in mini bar fridge + pot filler. • Custom cabinetry in all rooms and closets with soft close, real solid wood and upgraded features to include oversized drawers, hidden spaces to ensure no wasted space and offer additional storage. • Luxury vinyl plank (LVP) flooring throughout (waterproof). • Smart home tech: built-in Alexa sound system throughout. • Tankless water heater & gas appliance upgrades. • Spacious utility room with built-in dog wash station. Exterior & Outdoor Amenities: • 2, 250sq ft custom barn with electric and water with enclosed 2 car size workshop or office space + concrete pad for recreation, storage, or hobbies. • Fire pit lounge with paver surrounding. • Large screened-in patio for entertaining. • Irrigated landscaping + fascia electrical plugs (great for outdoor lighting). • Lake Dorr access—great for boating and fishing. *All appliances will come with the home! • Tranquil setting with deer &turkey regularly roaming the property. A rare opportunity to own a move-in ready, thoughtfully designed farmhouse right in the middle of all of Florida where major cities are a short drive away! Appraisal has been completed on this home prior to listing to ensure accuracy integrity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $588,000 | $588,000 | $588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,478 | $3,668 | $4,766 |
| Total Monthly Payment | $4,002 | $4,192 | $5,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.