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Presented by
Paula & Peggy |
18 Lloyd Lane, Nesconset, NY, 11767 | $899,000
Welcome home to this beautifully designed, updated splanch that perfectly blends style, comfort, and function. From the moment you step inside, you're greeted by a spacious foyer, soaring ceilings, abundant natural light, and an open, flowing layout that makes everyday living and entertaining a joy. The main level offers a spacious living room with oversized windows, a formal dining room with fireplace ideal for gatherings, and a stunning eat-in kitchen featuring modern cabinetry, sleek countertops, and new stainless steel appliances (2023). There is also easy access to a two car attached garage with driveway pavers with enough room for four additional parking spaces, and a partial basement for extra storage. The second level offers a large, but cozy family room perfect for relaxing or entertaining! At the third level, you will find four well appointed bedrooms including a serene primary suite with custom blinds. One of the bedrooms has been converted into a dream walk in closet easily converted back to a bedroom if necessary. Custom blinds throughout, and hardwood flooring on second and third level. There is easy access to a spacious private fenced-in backyard perfect for hosting get-togethers. The home also has a security system (2024), and generator. This home's unique splanch design offers distinct living areas with a seamless flow, making it both functional and stylish. Ideally located near schools, parks, shopping, and transportation! This is the home you have been waiting for!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Splanch
- Year Built: 1972
- Garage: 2-car
- Heating: Natural Gas
- Cooling: Central Air
- Basement: Partial, Unfinished
- Approx Sq. Feet: 0
- Acreage: 0.23
- Est. Taxes: $15,550
- Lot Desc: Back Yard, Landscaped
- Elem. School: Tackan Elementary School
- Middle School: Nesaquake Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Appliances: Stainless Steel Appliance(s)
- MLS#: 901136
- Days on Market: 111 days
- Website: https://www.raveis.com
/prop/901136/18lloydlane_nesconset_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Paula & PeggySales Associates
781.771.3270
Paula.Peggy@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18 Lloyd Lane, Nesconset, NY, 11767
$899,000
Paula & Peggy
Sales Associates
William Raveis Real Estate
Phone: 781.771.3270
Paula.Peggy@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.001% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,296 | $1,296 | $1,296 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,806 | $4,197 | $5,876 |
| Total Monthly Payment | $5,194 | $5,585 | $7,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535