129 ROYAL PALM CIRCLE, Largo, FL, 33778 | $105,000

This generous size two bed, two bath manufactured home (1344 sq ft) located on a spacious corner lot in Palm Hill Mobile Home Park awaits new owners. Also, the roof over and gutters new in January of 2025 has a transferable warranty. It’s a short walk to one of the community’s clubhouses complete with updated pool and hot tub. This well-regarded 55+ community offers numerous opportunities for engagement, supported by an inviting and sociable atmosphere. The well thought out monthly fee of $554 includes water, sewer, lawn care, trash, recycle, and even cable and internet. Upon entry, the features of the property that have been maintained by the longtime owner are apparent. The open floorplan makes it easy to move effortlessly from space to space. The furnishings will remain with the home. The owner will be taking only personal items. The circular kitchen has updated light cabinets and countertop with a striking backsplash. Appliances include refrigerator, double sink, smooth top range and overhead microwave. The Counter offers a convenient location for guests to enjoy light refreshments. From the kitchen the floorplan moves comfortably to the sit-down dining area. A built-in display area and spacious drawers are located behind the table. The transition from the dining room to the roomy living room is very smooth. Large windows filter light to the inside. Beyond the living room there is 288 sq ft of additional living space which could be a separate family room. Front windows and a built-in bar offer a comfortable area to unwind. There is an attractive exterior door. The primary bedroom situated at the back of the home has a walk-in closet. The ensuite bath has a door separating the shower and toilet from the rest of the bath. The guest bedroom is situated opposite the hall bathroom and features ample closet space. Ceiling fans in both bedrooms and the front family room distribute air through the home. The home features a five-year-old four-ton A/C system. Ceilings are freshly painted. Furnishings will stay for the new buyer. The exterior is clean and neat. The white siding, dark shutters, new roof over, and a side extension on the carport are appealing. Off the carport there is a lowered bonus room with utility shed featuring washer and dryer. The list price of this furnished, corner lot manufactured home includes the share of $35, 000. To see this fine home call for an appointment.

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Laundry, Optional Additional Fees, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 1979
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Est. Taxes: $375
  • HOA Fee: $554 Monthly
  • Lot Desc: City Lot, Near Golf Course, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8418462
  • Days on Market: 193 days
  • Website: https://www.raveis.com
    /prop/TB8418462/129royalpalmcircle_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2026 4:47:07 PM)

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NMLS Mortgage Loan Originator ID 69957

914.260.5535

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Our Executive Mortgage Banker:

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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Our Insurance Division:

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129 ROYAL PALM CIRCLE, Largo, FL, 33778

$105,000

The Stacy Book Team

Sales Associates

William Raveis Real Estate

Phone: 203.858.6309

BookTeam@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $84,000 $84,000 $84,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $31 $31 $31
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $497 $510 $681
Total Monthly Payment $603 $616 $787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.