32 Mountainside Drive, Chester, NY, 10918 | $849,900

A RARE OPPORTUNITY to build your CUSTOM DREAM HOME on over 20 private acres in the sought-after Cooper's Ridge sub-division! This will truly be a lovely property with land, privacy and wonderful mountain views! This modern farm house cape features over 2, 600 sq ft. and is completely CUSTOM and DELIVERED TURN-KEY . . . build this home, or bring your own dream plans/ideas! This ONE LEVEL living floor-plan features a primary bedroom suite with full bath and walk-in closets plus a second first floor bedroom or office; a wonderful kitchen/great-room open floor plan and walk-in pantry; formal dining room; fabulous front and rear covered porches and more! Optional finished bonus room on the second level can add an additional 410 sq ft. . . . . Buyer-Financed CONSTRUCTION TO PERM FINANCING OR CASH ONLY. . . . Very commutable plus minutes from the vibrant town of Sugar Loaf and Chester, NY!. . . TO BE BUILT, may have additions/subtractions to price for customization, the taxes are not known at this time, and the attached photos may be computer-generated images and are depictions of what the property may look like.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Estate, Farmhouse
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,603
  • Acreage: 20.18
  • Est. Taxes: $16,000
  • Lot Desc: Near Public Transit, Near School, Near Shops, Private, Views, Wooded
  • View: Mountain(s)
  • Elem. School: Chester Elementary School
  • Middle School: Chester Academy-Middle/High School
  • High School: Chester Academy-Middle/High School
  • School District: Chester
  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Microwave, Stainless Steel Appliance(s)
  • MLS#: 901144
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/901144/32mountainsidedrive_chester_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Our House Real Estate Group   Phone: 845-705-8093

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

32 Mountainside Drive, Chester, NY, 10918

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.246% 6.110% 5.952%
Monthly Tax Payment $1,333 $1,333 $1,333
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,702 $4,076 $5,646
Total Monthly Payment $5,127 $5,501 $7,071

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.