240 WINDWARD PASSAGE, #401, Clearwater Beach, FL, 33767 | $789,000

Under contract-accepting backup offers. Stunningly renovated and move-in ready, this Island Estates townhome offers the perfect blend of luxury and coastal living. Surrounded by lush, tropical landscaping and walkable sidewalks, with access to a heated community pool, this 3BR/2. 5BA gem boasts gorgeous neutral flooring and an open, light-filled layout. The gleaming white kitchen features a massive waterfall-edge island with loads of storage, a wine fridge, stainless steel appliances, and plenty of counter space to prepare memorable meals, all flowing seamlessly into the great room with wood-accent ceilings and breathtaking Mandalay Harbor and marina views to enjoy from a cozy window seat. Sliders open to a private balcony for enjoying tropical breezes, wildlife, and stairs leading down to the dock area. A gorgeous half bath and spacious laundry room complete the downstairs. Upstairs, the primary suite is a true retreat with its own balcony, beverage fridge, custom closets, wood ceilings, and a spa-like ensuite with double sink vanity and a custom walk-in shower. The additional bedrooms are equally well-appointed and share a stylish hall bath with a tub/shower combo. Extras include a 2-car garage with Tesla charger, water barriers for the garage and front doors, boat slip rental availability, and unbeatable proximity to shopping, dining, and pristine beaches. Don’t wait, this one is impressive!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1980
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Off Street, Other, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,886
  • Est. Taxes: $9,094
  • HOA Fee: $1,195 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, Level, Near Marina
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8418196
  • Days on Market: 166 days
  • Website: https://www.raveis.com
    /prop/TB8418196/240windwardpassage_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/29/2026 12:47:08 PM)

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NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

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240 WINDWARD PASSAGE, #401, Clearwater Beach, FL, 33767

$789,000

The Gillach Group - Mary Gillach

Sales Associates

William Raveis Real Estate

Phone: 617.935.9290

MaryAndCrew@thegillachgroup.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $631,200 $631,200 $631,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.609%
Monthly Tax Payment $758 $758 $758
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,584 $3,780 $5,116
Total Monthly Payment $4,434 $4,630 $5,966

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.