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2 bedroom, 2 bath single family home located in the gated Highland Fairways community in Lakeland. The property includes an attached 1-car garage, is part of an age-qualified 55+ community per HOA guidelines, features a new roof installed in 2025, and is located in Flood Zone X.
This well maintained residence offers an open living and dining area with laminate flooring and ceiling fans. The kitchen provides ample cabinetry, a pantry, and functional workspace. A separate study or den offers flexible use and opens directly to the screened rear lanai. The primary bedroom includes two walk-in closets and an en suite bath with walk-in shower and generous counter space. A second bedroom and full bath are positioned separately for added privacy. Interior laundry includes washer and dryer.
Major system updates include a shingle roof replaced in 2025, water heater replaced in 2021, and central air system installed in 2012. The home is connected to public water and sewer, underground utilities, and features vinyl siding, irrigation system, rain gutters, sidewalks, and both screened front and rear porches.
The monthly HOA fee includes Spectrum cable, high-speed internet, lawn care, weed control, community pool, recreational facilities, common area maintenance, and on-site management. Buyer approval is required. The seller has agreed to pay the buyer’s community capital contribution at closing.
Conveniently located minutes from shopping, dining, the mall, and I-4 access, this home offers clear disclosures, predictable ownership costs, and community amenities in a well established Lakeland neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $31 | $31 | $31 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,006 | $1,061 | $1,384 |
| Total Monthly Payment | $1,112 | $1,167 | $1,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.