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12896 SE 91ST TERRACE ROAD, Summerfield, FL, 34491 | $394,000
Situated on a quiet cul-de-sac with views of the golf course, this Sanibel residence has had a single owner and includes an additional third bedroom. The roof was replaced in 2021, and a new HVAC system is scheduled for installation in December 2025. The kitchen features Corian countertops and a full wall of built-in cabinets in the breakfast nook. The screened lanai was re-screened in 2018. The interior laundry room currently serves as an office, while the laundry area has been moved to the garage. Additional amenities include a tandem Golf Cart Garage, screens installed on both the main garage and the Golf Cart Garage, and an extended garage space. The property also offers a designer driveway, walkway, and front porch. The spacious backyard provides ample opportunity for a pool or outdoor recreation. An irrigation well is shared with neighboring properties. Located within Del Webb Spruce Creek Golf & Country Club, residents have access to four 9-hole golf courses, a restaurant, pro shop, three pools and hot tubs, a softball field, fitness center, and more. The home is protected by a transferrable termite bond, and the seller is offering a one-year Broward Factory Service Home Warranty. Appointments for viewing are available upon request.
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 107 x 132
- Laundry: In Garage
- Style: Florida
- Year Built: 2002
- Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Oversized
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,935
- Acreage: 0.32
- Lot Size: 107 x 132
- Est. Taxes: $3,543
- HOA Fee: $214 Monthly
- Lot Desc: Cul-De-Sac, Irregular Lot, Landscaped
- View: Golf Course
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Range Hood, Refrigerator, Washer
- MLS#: OM707637
- Days on Market: 163 days
- Website: https://www.raveis.com
/prop/OM707637/12896se91stterraceroad_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12896 SE 91ST TERRACE ROAD, Summerfield, FL, 34491
$394,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,200 | $315,200 | $315,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $295 | $295 | $295 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,741 | $1,865 | $2,513 |
| Total Monthly Payment | $2,111 | $2,235 | $2,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388