2600 North Derby Road, Derby, VT, 05829 | $589,900

The perfect blend of privacy and versatility is showcased beautifully in this 4 bedroom, 4 bath home with tons of living space for your growing family. Starting w/ the first level, we have direct access from the 1-car attached garage (27'x25') into a formal mudroom/entry which makes way to the large dining area, custom chefs kitchen w/ stainless appliances and ceramic tile flooring throughout, a family room w/ sliding barn doors for additional privacy, office/den and bedroom off of the family room, an additional bedroom currently being used as the primary and a full bathroom w/ laundry. The second story offers a large open floor plan w/ a 50'x25' living area/rec room, 2 additional bedrooms, (one of which has a full bath) a bonus/storage room and a 24'x26' spare room complete w/ jet tub, a full bathroom w/ double vanity and direct access to the balcony overlooking the back yard! Continuing on, the fully finished lower level offers additional living space complete w/ its own entrance, kitchen, large open living area, W/D hookups, spare room, storage room and 3/4 bathroom—ideal for use as an AirBnB, or private guest quarters. Whether you're looking to generate extra income or need flexible multi-generational living options, this space offers endless possibilities. The exterior of the property boasts a large covered porch, gardens, vinyl siding, a shed/outbuilding and an additional lot across the road with a slab in place ideal for a barn, gardening area or workshop!

Features

  • Rooms: 18
  • Bedrooms: 4
  • Baths: 3 full / 1 three-quarter
  • Style: Contemporary
  • Year Built: 2005
  • Garage: 2-car Garage
  • Heating: Baseboard,Electric,Hot Water
  • Cooling: None
  • Basement: Concrete,Finished,Full,Insulated,Interior Stairs,Locked Storage,Storage Space,Walkout,Interior Access,Exterior Access
  • Approx Sq. Feet: 6,434
  • Acreage: 3
  • Est. Taxes: $8,205
  • Lot Desc: Country Setting,Trail/Near Trail,Near Paths,Near Snowmobile Trails,Near ATV Trail
  • Elem. School: Derby Elementary
  • Middle School: North Country Junior High
  • High School: North Country Union High Sch
  • School District: North Country Supervisory Union
  • MLS#: 5056129
  • Website: https://www.raveis.com
    /prop/5056129/2600northderbyroad_derby_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/10/2026
Listing courtesy of Jim Campbell Real Estate   Phone: 802-334-3400
Listing Agent: Ryan Pronto

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2600 North Derby Road, Derby, VT, 05829

$589,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,920 $471,920 $471,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $684 $684 $684
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,680 $2,826 $3,763
Total Monthly Payment $3,456 $3,602 $4,539

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.