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Discover the beauty of waterfront living in this stylishly updated 2-bedroom, 2-bath condo at sought-after Cove Cay Village 1 in Clearwater. Perched on the 6th floor, this 1, 050 sq ft home offers sweeping views of Old Tampa Bay from the main living areas and enclosed porch, creating a peaceful, coastal backdrop to everyday life. Step inside to a light-filled, open layout accented with sleek tile flooring throughout. The kitchen stands out with granite countertops, crisp white cabinetry, matching appliances, and a tray ceiling with crown molding detail. Recent upgrades include a brand-new kitchen faucet and updated plumbing, adding both style and functionality. The adjoining dining area flows seamlessly into the oversized living room, where a wall of windows frames the sparkling bay. The primary suite features a generous walk-in closet and an ensuite bath with dual sinks and a walk-in shower. The second bedroom is well-sized and situated near the guest bath with a tub/shower combination. Your own private laundry and storage room—located just steps from the front door on the same floor—offers convenience and extra space. Cove Cay Village 1 delivers a resort-like lifestyle with a renovated clubhouse, card and social rooms, sauna, fitness center, heated pool and spa, and shuffleboard courts. Optional memberships are available for golf at the Cove Cay Golf Club or boating at the Cove Cay Marina. With its prime location, upgraded finishes, and unmatched water views, this home is move-in ready for your next chapter in Florida living. Schedule your private showing today. Kitchen appliances, countertop, cabinets done in 2017. Primary bath full upgrade 2017, tile floor throughout 2017, roof replaced 2020. Some electrical outlets updated 2025, interior paint 2023, kitchen faucet and plumbing 2025. New A/C 2022.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $76 | $76 | $76 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $994 | $1,079 | $1,446 |
| Total Monthly Payment | $1,145 | $1,230 | $1,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.