20 Seagate DR, Naples, FL, 34103 | $12,000

Available at $12, 000/month for three months or $11, 500/month for six months. Welcome to a rarely available and beautifully appointed 8th floor residence in the popular Beach House at Naples Cay. Located right on the Gulf of Mexico, Beach House 803 is on the northwest corner, and its floor to ceiling glass walls offer dramatic views of the beautiful sunsets over the Gulf, as well as long-range views of the mangroves of Clam Bay.
This 2-bedroom, 3-bathroom coastal retreat offers the ultimate in beachfront living, in the gated and private Naples Cay community tucked between the high-end Pelican Bay and Park Shore neighborhoods.
Step into a light-filled open floor plan with walls of glass that frame endless gulf views and captivating sunsets. The expansive living and dining areas flow seamlessly onto a private balcony – perfect for entertaining or simply unwinding with the sound of the waves.
The gourmet kitchen features sleek cabinetry, granite countertops, and a breakfast bar. The spacious primary suite includes a walk-in closet, luxurious en-suite bath with dual vanities, and direct access to the terrace. The guest bedroom offers privacy and comfort with its own balcony and bath.
This unit includes two assigned parking spaces, one in a private garage and the other in a covered parking deck, both connected to the Beach House building.
Located directly on the sand, Beach House at Naples Cay is a boutique high-rise with only 33 residences, offering resort-style amenities including a pool, private beach access, tennis courts, fitness center with sauna and steam room, walking park, on-site management, and garage parking. Just minutes from Venetian Village and Waterside Shops, this residence combines tranquility with access to world-class dining, shopping, and entertainment.
If you’re looking for a seasonal, or longer, getaway, Unit 803 is your front-row seat to the best of Gulf-front luxury living.

Features

  • Type: Condominium
  • Building Design: High Rise (8+)
  • Amenities: Beach Access,Bike Storage,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Electric Vehicle Charging,Exercise Room,Extra Storage,Internet Access,Library,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 3 full
  • Style: End-Unit
  • Development: NAPLES CAY
  • Year Built: 1990
  • Garage: 2.00 Detached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,718
  • View: Gulf,Gulf and Bay,Mangroves,Preserve,Water
  • Community Type: Condo/Hotel,Gated
  • Water Front: Yes
  • Pet Policy: Not Allowed
  • MLS#: 225065300
  • Website: https://www.raveis.com
    /prop/225065300/20seagatedr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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20 Seagate DR, Naples, FL, 34103

$12,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $9,600 $9,600 $9,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $55 $58 $77
Total Monthly Payment $130 $133 $152

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.