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Elegant & Spacious Condo in Patchogue, NY – Modern Comfort & Privacy Discover the perfect blend of quiet living and luxury in this beautifully maintained condo, located in the charming community of Patchogue, Suffolk County. Less than 20 years old, this home offers a thoughtful, meticulous design ideal for comfort, privacy, and convenience — all for only $599, 000 with very low HOA/common charges under $250 per month. Main Features: Two Private Bedroom Suites – Each oversized bedroom comes with ample closet space, a full private bathroom, and easy access to a shared linen closet. Perfect for creating personal retreats within your home. Open-Concept Main Level – The first floor boasts a family-sized kitchen with a dedicated dining area, seamlessly flowing into a bright and airy living room with large windows. A convenient powder room completes this level. Walk-Out Lower Level – Enter through the front door to a spacious bonus room, ideal as a home office, den, guest room, or family room. This level also features a laundry room, utility room, storage closets, and direct access to the garage—all secured by custom doors for a clean, clutter-free walkway. Dual Entry Points – With both front and back entrances on the first level, this condo offers a rare and practical design feature that enhances accessibility and flexibility. Easy to show and ready to welcome its next owner, this property delivers style, space, and convenience in one beautiful package.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$588,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $470,400 | $470,400 | $470,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,671 | $2,858 | $3,812 |
| Total Monthly Payment | $3,388 | $3,575 | $4,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.