92 PINE GROVE DRIVE, Palm Coast, FL, 32164 | $339,900

Ready Now. Your new single-family home in Palm Coast offers small-town charm with the convenience of nearby shopping, dining, and coastal attractions. The Memphis is thoughtfully designed with a special livability factor to meet your diverse needs, blending comfort, functionality, and modern style.

A covered front porch creates an exceptional arrival experience, leading you into a welcoming foyer with 9’4” ceilings that set the tone for the spacious design throughout the home. Step into the open gathering area, where the great room features an additional window for natural light and six flush-mount LED lights for a bright, inviting atmosphere. The adjoining breakfast nook is perfect for casual meals, while the luxury EVP flooring in the main living areas adds style and durability, complemented by soft carpet in the bedrooms.

The kitchen is a standout with granite countertops, upgraded cabinets, large island with extra seating, a functional layout, and direct connection to the dining spaces, making it ideal for both everyday living and entertaining.

The secondary bedrooms are each positioned for privacy, making them ideal for family or guests.

Tucked away at the rear of the home, the primary suite offers a peaceful retreat complete with a walk-in closet and a large tile shower ensuite bath.

Step outside to the 9’4” screened-in lanai, the perfect space for enjoying Florida’s sunshine while entertaining or unwinding in comfort.

Enjoy modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. The home also boasts a beautifully landscaped yard, while architectural shingles ensure lasting durability and style.

Backed by a full builder warranty, The Memphis offers peace of mind along with a unique layout ready for you to personalize—the perfect combination of comfort, elegance, and practicality.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Ranch, Traditional
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,602
  • Acreage: 0.23
  • Est. Taxes: $1,228
  • Lot Desc: Landscaped
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Flagler-Palm Coast High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: O6335075
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/O6335075/92pinegrovedrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 5:38:02 PM)
Listing courtesy of NEW HOME STAR FLORIDA LLC   Phone: 407-803-4083

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

92 PINE GROVE DRIVE, Palm Coast, FL, 32164

$339,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,920 $271,920 $271,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $102 $102 $102
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,544 $1,629 $2,168
Total Monthly Payment $1,721 $1,806 $2,345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.