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MOTIVATED SELLERS have LOWERED the price again. Total of $70K in PRICE REDUCTION during the LAST 30 DAYS! BEST DEAL IN THE HAMMOCK AREA OF FLAGLER COUNTY. Beautifully designed CUSTOM CONCRETE BLOCK BEACHSIDE home with 2023 UPGRADES of a new METAL ROOF and HVAC system. 4 Bedrooms and 3 full Bathrooms including IN-LAW SUITE with its own entrance. HUGE 22'X32' SEPARATE GARAGE with room to park a small boat or have a workshop. LIVING AREAS, KITCHEN AND PRIMARY BEDROOM are located on second floor for views and breezes. FURNITURE is available for sale and this home is MOVE IN READY. Coastal Living at each end of your private cul-de-sac street with an easy walk to your DEEDED BEACH ACCESS and your COMMUNITY FISHING PIER/PAVILION on the ICW. OUTSIDE LIVING AREAS on the MULTI-LEVEL DECK with a CROW'S NEST lookout on the third level. 'HAMMOCK area of unincorporated FLAGLER county featuring WASHINGTON OAKS GARDENS STATE PARK, RIVER to SEA Preserve, PICKLEBALL and BINGS LANDING for BOAT LAUNCH
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Our Executive Mortgage Banker:
Our Insurance Division:
$829,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $663,999 | $663,999 | $663,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | $841 | $841 | $841 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,770 | $3,928 | $5,514 |
| Total Monthly Payment | $4,703 | $4,861 | $6,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.