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Welcome to 507 Patton Loop, where charm meets smart living in the heart of Liberty Ridge. This Lennar NEXTGEN home offers an attached in-law suite with its own laundry, kitchenette, and garage access! Perfect for accommodating family, guests, or passive rental income. Built in 2021, this thoughtfully designed 3-bedroom, 3-bath home isn’t just move-in ready—it’s live-in-and-love-it ready! Pull into the driveway, admire the tastefully manicured landscaping, and you’ll instantly feel the pride of ownership. The covered front porch invites you to slow down and stay awhile. Inside, the open layout is filled with natural light and high ceilings. The kitchen shines with stone countertops, stainless steel appliances, and plenty of space to gather. The luxurious primary suite offers privacy and comfort with a spacious bathroom and ample storage. Modern living is made easy with smart home features, double-pane windows, and solar panels that keep energy bills in check! The fenced backyard features a screened in and covered patio, making the space ready for pets, play, or your personal touch. Additionally, the home is conveniently located just minutes from the new Polk Parkway extension which will allow for an easy commute to Tampa or Olando. This community offers a low HOA and NO CDD, giving you the community feel at an affordable price. If you’re looking for something that just feels right—stylish, practical, and welcoming—you’ll want to see this one in person! Ask about the low assumable VA rate and schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $381 | $381 | $381 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,533 | $2,057 |
| Total Monthly Payment | $1,889 | $1,989 | $2,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.