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Beautifully updated 3-bedroom, 2-bath ranch in a highly sought-after subdivision with freshly painted interiors and central A/C. The welcoming front entry opens to a bright living room featuring built-in woodwork and gleaming hardwood floors. Off the formal dining room, an expansive, freshly painted deck is perfect for grilling, hosting gatherings, or enjoying morning coffee while overlooking the serene backyard. The updated kitchen boasts stainless steel appliances, resurfaced cabinetry, modern hardware, and ample counter space for meal prep. A spacious family room showcases soaring cathedral ceilings, recessed lighting, and large picture windows that bathe the room in natural light, with direct access to a second deck for seamless indoor-outdoor living. The home is surrounded by a beautifully landscaped yard with mature trees providing shade, privacy, and year-round beauty. The large walk-out basement features a dedicated laundry room, a generous workshop area, and a separate storage room ideal for organization and hobbies. An attached garage adds convenience, and the property's thoughtful updates inside and out make it truly move-in ready.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,920 | $527,920 | $527,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $554 | $554 | $554 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,123 | $3,294 | $4,311 |
| Total Monthly Payment | $3,769 | $3,940 | $4,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.