|
17804 WATERWAY CREEK DRIVE, Lutz, FL, 33549 | $950,000
Discover a ONE-OF-A-KIND LAKEFRONT retreat at 17804 Waterway Creek Drive—a beautifully designed 3-bedroom, 2. 5-bath Meritage Home built in 2018. Set at the end of a quiet CUL-DE-SAC inside a GATED community, this rare property spans 2. 64 ACRES with direct access to Lake Stemper, a 115-acre SKI LAKE known for its SUNSET VIEWS and year-round recreation.
Inside, you’ll find 2, 547 sq. ft. of open living space, highlighted by 10-FOOT CEILINGS and abundant natural light. The gourmet kitchen anchors the main level with stainless steel appliances, a large island, a supersized walk-in pantry, and quartz countertops —ideal for everyday living and hosting. The living and dining areas connect seamlessly, creating an easy, comfortable flow.
The primary suite is thoughtfully situated to take in the lake views and includes a spa-style bathroom with a large WALK-IN SHOWER, SOAKING TUB, DUAL VANITIES, and an expansive walk-in closet. The home also offers two attic spaces—one accessible directly from the primary closet and the other from the garage. A generous flex room provides versatility for a home office, gym, or possible fourth bedroom.
Step outside to enjoy true Florida living: a floating dock, screened back patio, above-ground spa, and beautifully landscaped grounds, all backed by peaceful conservation. Whether you’re boating, fishing, or unwinding by the water, this outdoor space is designed for both relaxation and fun.
Additional practical features include hurricane shutters, gutters, irrigation, a private well and septic system, a high-efficiency air-filtration HVAC system and UV-blocking double-pane windows.
And the location is just as impressive—10 minutes to STARBUCKS, 20 minutes to TAMPA PREMIUM OUTLETS for shopping and dining, and 30 minutes to TAMPA INTERNATIONAL AIRPORT, offering easy access while still maintaining the privacy of a natural retreat.
It’s rare to find a home that delivers land, waterfront living, and convenience all in one place—this is a standout property you won’t easily find again.
Features
- Amenities: Trail(s)
- Rooms: 12
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 140 x 200
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 2018
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,547
- Acreage: 2.64
- Lot Size: 140 x 200
- Est. Taxes: $7,171
- HOA Fee: $285 Monthly
- Lot Desc: Conservation Area, Corner Lot, Cul-De-Sac, Landscaped, Oversized Lot, Private
- View: Trees/Woods, Water
- Elem. School: Maniscalco-HB
- Middle School: Liberty-HB
- High School: Freedom-HB
- Pet Policy: Cats OK, Dogs OK
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- MLS#: TB8412744
- Days on Market: 161 days
- Website: https://www.raveis.com
/prop/TB8412744/17804waterwaycreekdrive_lutz_fl?source=qrflyer
Listing courtesy of Real Broker, LLC Phone: 855-450-0442
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17804 WATERWAY CREEK DRIVE, Lutz, FL, 33549
$950,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.031% | 5.991% |
| Monthly Tax Payment | $598 | $598 | $598 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,315 | $4,496 | $6,311 |
| Total Monthly Payment | $5,005 | $5,186 | $7,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388