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Are you looking for an affordable home that’s already updated and sits along the banks of Double Hammock Creek? This freshwater creek is part of a residential waterway system where you can launch a kayak right from your backyard. The property is in a dual flood zone—the house itself sits in the X500 zone, while the portion of the yard closest to the creek lies in the AE flood zone. Great news: the home did not flood during the last major storms, and the lender doesn’t require flood coverage. Whether you're looking for a family home or a place to host friends, this one is perfect for gatherings. The Living Room, Dining Room, and Bonus Area all connect in an open-concept layout with luxury vinyl flooring and sliding doors that lead to a Florida Room. Step outside to the patio and enjoy evenings around the firepit. Cast a line in the creek and grill up your catch—Largemouth bass, red drum, and common snook are all known to frequent these waters. The kitchen is beautifully updated with granite countertops, a breakfast bar, white shaker-style soft-close cabinetry, modern pulls, stainless steel Samsung appliances, and a farmhouse sink with a sleek sprayer faucet. A bonus room off the kitchen features a wall of windows that frame a peaceful view of the backyard and creek—plus, the kitchen sink overlooks this tranquil setting. All bedrooms are accessed from the main hallway and are generously sized, each equipped with ceiling fans. The large primary bedroom is located at the front of the home, and features an en-suite bathroom with walk-in shower. The two guest bedrooms are near the shared bathroom, which includes a tub and a linen closet. Both bathrooms were updated in 2021 with new vanities, toilets, and fixtures. The laundry room is located in a separate room off the garage, helping keep dryer heat out of the main living area. The one-car garage has space for both parking and storage, and there is also driveway parking. The yard is fenced with gates on both sides of the home. Big-ticket updates include new roof and A/C in October 2021, and the electrical panel replaced in 2011. If you're considering this home as an investment, rentals are permitted with proper licensing and city inspections. Pasco County has no dog breed restrictions, and residents can own up to nine pets without requiring a kennel permit. As you enter the neighborhood, you’ll pass Jasmine Lake, a scenic, fishing-friendly spot perfect for a relaxing afternoon picnic. Multiple nearby boat ramps and kayak launch sites make water access a breeze. You're also just minutes from grocery stores (including organic options), restaurants, and shopping. If you enjoy upscale or waterfront seafood dining, you'll find plenty of great options in Port Richey and New Port Richey. For additional recreation check out Werner Boyce Salt Springs State Park (Port Richey): Enjoy trails through coastal wetlands, boating, fishing, wildlife viewing, and picnic areas with Gulf access. Sunset Beach and Fred Howard Park are the closest beaches. The New Port Richey Recreation & Aquatic Center is a full-featured facility with four outdoor pools, indoor playground, basketball and pickleball courts, fitness center, showers, and concessions. Day passes available for your non-resident guests. If you want to live just outside the hustle and bustle of Pinellas County, benefit from lower taxes, and still enjoy the outdoor Florida lifestyle, you’ve found the perfect place to call home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,562 | $2,043 |
| Total Monthly Payment | $1,937 | $1,997 | $2,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.