7102 CHERRY LAUREL DRIVE, Port Richey, FL, 34668 | $305,000

Are you looking for an affordable home that’s already updated and sits along the banks of Double Hammock Creek? This freshwater creek is part of a residential waterway system where you can launch a kayak right from your backyard. The property is in a dual flood zone—the house itself sits in the X500 zone, while the portion of the yard closest to the creek lies in the AE flood zone. Great news: the home did not flood during the last major storms, and the lender doesn’t require flood coverage. Whether you're looking for a family home or a place to host friends, this one is perfect for gatherings. The Living Room, Dining Room, and Bonus Area all connect in an open-concept layout with luxury vinyl flooring and sliding doors that lead to a Florida Room. Step outside to the patio and enjoy evenings around the firepit. Cast a line in the creek and grill up your catch—Largemouth bass, red drum, and common snook are all known to frequent these waters. The kitchen is beautifully updated with granite countertops, a breakfast bar, white shaker-style soft-close cabinetry, modern pulls, stainless steel Samsung appliances, and a farmhouse sink with a sleek sprayer faucet. A bonus room off the kitchen features a wall of windows that frame a peaceful view of the backyard and creek—plus, the kitchen sink overlooks this tranquil setting. All bedrooms are accessed from the main hallway and are generously sized, each equipped with ceiling fans. The large primary bedroom is located at the front of the home, and features an en-suite bathroom with walk-in shower. The two guest bedrooms are near the shared bathroom, which includes a tub and a linen closet. Both bathrooms were updated in 2021 with new vanities, toilets, and fixtures. The laundry room is located in a separate room off the garage, helping keep dryer heat out of the main living area. The one-car garage has space for both parking and storage, and there is also driveway parking. The yard is fenced with gates on both sides of the home. Big-ticket updates include new roof and A/C in October 2021, and the electrical panel replaced in 2011. If you're considering this home as an investment, rentals are permitted with proper licensing and city inspections. Pasco County has no dog breed restrictions, and residents can own up to nine pets without requiring a kennel permit. As you enter the neighborhood, you’ll pass Jasmine Lake, a scenic, fishing-friendly spot perfect for a relaxing afternoon picnic. Multiple nearby boat ramps and kayak launch sites make water access a breeze. You're also just minutes from grocery stores (including organic options), restaurants, and shopping. If you enjoy upscale or waterfront seafood dining, you'll find plenty of great options in Port Richey and New Port Richey. For additional recreation check out Werner Boyce Salt Springs State Park (Port Richey): Enjoy trails through coastal wetlands, boating, fishing, wildlife viewing, and picnic areas with Gulf access. Sunset Beach and Fred Howard Park are the closest beaches. The New Port Richey Recreation & Aquatic Center is a full-featured facility with four outdoor pools, indoor playground, basketball and pickleball courts, fitness center, showers, and concessions. Day passes available for your non-resident guests. If you want to live just outside the hustle and bustle of Pinellas County, benefit from lower taxes, and still enjoy the outdoor Florida lifestyle, you’ve found the perfect place to call home.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 91 x 66
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1978
  • Garage: 1-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,423
  • Acreage: 0.14
  • Lot Size: 91 x 66
  • Est. Taxes: $4,318
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot
  • View: Water
  • Elem. School: Schrader Elementary-PO
  • Middle School: Bayonet Point Middle-PO
  • High School: Fivay High-PO
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8413551
  • Days on Market: 202 days
  • Website: https://www.raveis.com
    /prop/TB8413551/7102cherrylaureldrive_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 9:17:08 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7102 CHERRY LAUREL DRIVE, Port Richey, FL, 34668

$305,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $244,000 $244,000 $244,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,502 $1,562 $2,043
Total Monthly Payment $1,937 $1,997 $2,478

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.