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635 Jamaica Circle | 3 Beds | 2 Baths | 1, 433 Sq Ft | Pool | No HOA/CDD Move-in ready coastal oasis in the heart of Apollo Beach. This 3/2 with a 2-car garage has been fully refreshed, featuring a brand-new kitchen with quartz counters, a coastal blue backsplash, and new appliances, plus updated primary and second baths and stylish shiplap accents. The covered patio overlooks a sparkling pool with recent landscaping updates. Roof replaced in 2020. No HOA or CDD means flexible use as a primary residence, vacation home, or investment property. Short-term rental friendly and minutes from waterfront dining, nature preserves, trails, and the beach. Schedule your tour today.
Step outside to a covered patio overlooking the pool, with a recent refresh on landscaping. The garage provides plenty of storage for beach gear, toys, or vehicles. Roof was replaced in 2020.
This move-in ready home is in a short-term rental friendly neighborhood with no HOA or CDD, just minutes from Apollo Beach attractions including waterfront dining, nature preserves, walking trails, and the beach. Perfect for full-time living, a vacation home, or an investment property.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $331,200 | $331,200 | $331,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.628% |
| Monthly Tax Payment | $476 | $476 | $476 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,907 | $1,984 | $2,684 |
| Total Monthly Payment | $2,458 | $2,535 | $3,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.