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Impressive WATERFRONT home offers boating access to Charlotte Harbor and the Gulf of Mexico. Less than 10 minutes and only one bridge. 95 foot concrete seawall, concrete dock, davits and 4000 lb boat lift. This light and bright home has beautiful design features throughout. It is located in a cul-de-sac and offers an open and split bedroom floor plan, 3 Bedrooms, 2 Bathrooms, 2 Car Garage, Living Room, Dining Room, Family Room, well appointed Kitchen, Inside Laundry and screened Lanai. The Dining Room has a large window with arched window above it. The Living Room offers a cathedral ceiling, plant shelves and sliding glass door to the lanai. The Kitchen features wood cabinets, granite counters, tile backsplash, breakfast bar and stainless appliances. Appliances include side by side refrigerator, dishwasher, oven /range with gas burners (propane fuel)- stove is both electric and gas- and range hood. There is an area off the kitchen that can be accessed by sliding glass doors. It has cabinets and under counter refrigerator perfect fo your guests. The Kitchen opens to the Family Room with tile flooring, cathedral ceiling and plant shelves. There is an Inside Laundry Room with washer, dryer and cabinets. The Master Bedroom suite features Lanai access, vaulted ceiling and private bathroom with dual sinks, garden tub, arched window and walk in shower. There are two generous sized guest bedrooms with double closets and the guest bathroom has a walk in shower. Your living space extends to the large screened lanai with spacious covered area, inground pool and plenty of deck for sunbathing. Your living space extends to the waterfront as the backyard also has a pergola, a deck at the waterfront, storage shed for your boating equipment and large paver patio which also 0ffers open storage. New Steel roof-weather proof, wind, storm, fire proof, 50 year warranty - 2024, Updated pool deck - 2025, LED pool light, Hurricane proof garage door - 2023, Hurricane shutters, New updated master and guest bathroomsNew AC - 2024, New pool heater - 2024, New gutters - 2024, New Fence - 2024, New sidewalk - 2024, New patio/area to store boat - 2025- approx 850 sq ft, New flooring in all bedrooms. Most of the ceiling fans and light fixtures have been replaced. Laundry room has been updated and seller put in a snack bar. Irrigation system has been updated. Other features include screened front entry, double door entry with transom window, rain gutters, hurricane shutters. NO HOA. This home is minutes from shopping, dining, medical care, waterfront parks.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $573 | $573 | $573 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,812 | $3,009 | $4,013 |
| Total Monthly Payment | $3,477 | $3,674 | $4,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.