|
614 TERRACE RIDGE CIRCLE, #614, Davenport, FL, 33896 | $177,500
Price Reduction! Seller Offering $4000. 00 Buyer Closing Costs and will Prepay 2 months HOA Fees with acceptable offer! Fully Furnished Short Term Rental! Tucked inside the quiet charm of the gated community of Terrace Ridge, this beautifully designed condo offers a peaceful retreat in the heart of Central Florida. Whether you're looking for a primary residence, a vacation getaway, or a smart short- or long-term rental investment, this home is ready to fit your lifestyle with grace and ease.
Step inside and you’ll immediately feel the warmth of the open, split floor plan. With two generously sized bedrooms, each with rich bamboo flooring and private en-suite bathrooms, this layout is ideal for comfort and privacy. The primary suite is a true retreat with double vanities, a soaking tub, and a separate walk-in shower — perfect for unwinding after a long day.
The kitchen is both spacious and functional, with ample counter space, plenty of cabinetry, and a breakfast bar that opens up to a light-filled great room with soaring dimensions (14 x 19 ft!). Whether you're entertaining friends or enjoying a quiet evening in, the open layout makes gathering feel effortless. A built-in desk nook is ready for work-from-home days, while the dining area flows beautifully to your private balcony — just the place to enjoy your morning coffee or a glass of wine as the sun sets.
Practical features like full-sized washer and dryer tucked in their own laundry room and elevators throughout the building add to the ease of everyday living. And the low condo dues (some of the lowest around!) include cable TV, internet, water, and sewer — so you can focus more on living and less on bills.
Terrace Ridge isn’t just a place to live — it’s a lifestyle. Enjoy resort-style amenities including a large pool, hot tub, clubhouse, game room, and a fitness center. You’re also just minutes from I-4, Highway 27, 192, and all the shopping, dining, golf, and world-famous attractions that Central Florida has to offer. Lakeland and Orlando are both within easy reach, making this an ideal central location.
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 3
- Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Pool, Recreation Facilities
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: TERRACE RIDGE AT TOWN CENTER EAST CONDO
- Year Built: 2005
- Common Charge: $551 Monthly
- Approx Sq. Feet: 1,261
- Acreage: 0.02
- Est. Taxes: $2,753
- Elem. School: Loughman Oaks Elem
- Middle School: Boone Middle
- High School: Ridge Community Senior High
- Pet Policy: Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: O6333517
- Days on Market: 185 days
- Website: https://www.raveis.com
/prop/O6333517/614terraceridgecircle_davenport_fl?source=qrflyer
Listing courtesy of ORLANDO REGIONAL REALTY Phone: 407-751-2111
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
614 TERRACE RIDGE CIRCLE, #614, Davenport, FL, 33896
$177,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $142,000 | $142,000 | $142,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $795 | $850 | $1,132 |
| Total Monthly Payment | $1,099 | $1,154 | $1,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388