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Welcome to this stunning 6-bedroom, 3-bathroom, two-story home at 817 James Way, perfectly situated in a tranquil Lake Alfred neighborhood with a low HOA. This meticulously maintained residence offers the ideal blend of comfort, space, and modern upgrades, making it the perfect home for multi-generational living. Step inside and be greeted by the luxurious feel of brand-new vinyl wood flooring installed in 2025 throughout the entire home. The expansive layout provides plenty of room for everyone to spread out, offering privacy and shared living spaces. The kitchen is a chef's delight, featuring a new refrigerator (2024) and a new stove (2025). The home has been thoughtfully updated with big-ticket items, ensuring peace of mind for years to come, including a new roof in 2021, a new water heater in 2023, and a new garage door opener in 2025. Both the upstairs and downstairs AC units were also recently replaced in 2024 and 2023. The screened-in lanai offers a perfect space for relaxing and enjoying the outdoors, while the beautiful yard is kept lush and green with a full irrigation system. You'll also appreciate the convenience of a whole-home water filtration system. The garage is a standout feature, with custom-installed overhead storage and built-in shelving, providing a place for everything. Some furniture in the home is even negotiable, offering a seamless move-in experience. Elementary school is in walkable distance. This home is ideally located for those who love an active lifestyle, close by Mackay Gardens and Lakeside Preserve, where you can enjoy Fishing pier, nature trails, bike paths, playgrounds, a dock, and a lunch area. Plus, with local boat ramps nearby, you'll have easy access to the famous Chain of Lakes in Winter Haven. Central Park Playground Lake Alfred, Basketball Courts with Lights, Football Field Pavilion, Pet-Friendly Walking Path, Restrooms,
Softball Field with Lights. This location truly offers the best of both worlds: Tampa only 58 min & Orlando only 48 min. Disney on 34 min. Don't miss your chance to own this fantastic property. Schedule your private showing today! Florida Living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $485 | $485 | $485 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,976 | $2,084 | $2,775 |
| Total Monthly Payment | $2,536 | $2,644 | $3,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.