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Welcome to Your Next Home Sweet Home! Are you looking for a place that seamlessly blends modern aesthetics with a warm, inviting atmosphere? Look no further! This first-floor unit in a highly sought-after community offers just that. Featuring a rare two-bedroom layout, this meticulously updated home is an oasis of peace and privacy. As you step in, you'll notice the welcoming ambiance of the living room with its dark flooring and abundance of natural light filtering through the sliding glass doors. The galley kitchen is a homeowner's dream with its blend of traditional and contemporary elements, including sleek stainless steel appliances and warm wooden cabinets. It’s the perfect space to whip up your culinary masterpieces! Relax in the cozy bedroom, where clean lines and minimalist design create a tranquil, soothing retreat. Plus, the convenience of having laundry facilities right in the building’s basement is an added bonus. Location is everything! Just minutes from downtown Patchogue, enjoy access to vibrant restaurants, shopping, and exciting community events. Come see why this home stands out in the market. It's the perfect fit for anyone seeking affordable comfort in a prime locale.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,428 | $1,486 | $1,942 |
| Total Monthly Payment | $1,503 | $1,561 | $2,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.