3937 W SHADOW CREEK LOOP, Lecanto, FL, 34461 | $1,150,000

Luxury, efficiency, and elegance converge in this 2022 custom-built estate on the 16th hole of the Ranch Course at Black Diamond Ranch. Perfectly positioned for privacy and panoramic golf views, this residence offers a refined lifestyle within one of Florida’s most sought-after gated golf communities.

Inside, you'll find soaring ceilings, a bright open floor plan, and designer finishes throughout. The chef’s kitchen is equipped with Thermador appliances, quartz countertops, and a stunning quartzite island that serves as the centerpiece for entertaining. A walk-in pantry with a built-in desk provides a private and functional workspace, allowing the flex room that's currently used as an office to easily convert into a fourth bedroom, home gym, or creative studio.

The primary suite features a spacious walk-in closet and a spa-inspired bathroom with a soaking tub, dual vanities, and a large walk-in shower. Step outside to your private oasis, where an oversized saltwater pool and spa await. The covered lanai offers ample space for outdoor living and dining, all overlooking the scenic Ranch fairways.

This home is also located outside of a flood zone, so no flood insurance is required.

Additional features include an oversized three-car garage, a metal roof, and smart home upgrades, including fully paid-off solar panels to keep electric bills remarkably low, averaging just $30 per month, an HVAC system with 3 separate zones for comfort and efficiency.

Residents of Black Diamond Ranch have the opportunity to join the club and enjoy 45 holes of championship golf designed by Tom Fazio, including the legendary Quarry Course—ranked among the Top 100 Golf Courses in the U. S. for 22 consecutive years and renowned for featuring the world's best five consecutive holes in golf. Memberships are optional and also include access to tennis, dining, fitness, and a vibrant calendar of social events.

Schedule your private tour today to experience elevated living in one of Citrus County’s premier golf course communities.

Features

  • Amenities: Gated
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Solar
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,989
  • Acreage: 1.06
  • Est. Taxes: $8,126
  • HOA Fee: $665 Quarterly
  • Lot Desc: On Golf Course
  • View: Golf Course
  • Elem. School: Central Ridge Elementary School
  • Middle School: Citrus Springs Middle School
  • High School: Lecanto High School
  • Pool: Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Whole House R.O. System
  • MLS#: OM707150
  • Days on Market: 122 days
  • Website: https://www.raveis.com
    /eprop/OM707150/3937wshadowcreekloop_lecanto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 11:17:09 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3937 W SHADOW CREEK LOOP, Lecanto, FL, 34461

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.007% 5.952%
Monthly Tax Payment $677 $677 $677
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,224 $5,442 $7,640
Total Monthly Payment $6,026 $6,244 $8,442

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.