101 Hinsdale Street, Kingston, NY, 12401 | $399,900

First time on the market in Decades! Situated on a prominent corner lot in a highly desirable neighborhood, this unique property offers an exceptional LIVE/WORK opportunity—blending residential comfort with business flexibility. Whether you're an entrepreneur, creative, hobbyist, or remote worker, this is your chance to live and work seamlessly from one versatile location. The charming ranch-style home features three spacious bedrooms and two full bathrooms all on one level. Enjoy peaceful mornings or relaxing evenings on the side deck — perfect for family gatherings, entertaining guests, or simply unwinding outdoors. The open-concept living area flows effortlessly into the eat-in kitchen and dining space, filled with natural light and ample cabinetry. Each bedroom is sunlit with generous closet space, while additional storage can be found in the full basement and attic. A dedicated rear office space, complete with a gas stove for heat allows for year-round productivity. One of the bathrooms includes a convenient washer and dryer setup, making laundry easy and efficient. The one-car garage adds storage for seasonal gear, and the property also provides ample parking for multiple vehicles—offering convenience for both personal and work use. The true standout is the expansive 2, 000 sq ft outbuilding—fully equipped with electricity, a wood stove, a toilet, and a separate office space. Whether you're envisioning a workshop, studio, home-based business, or simply need additional storage, this versatile structure offers endless possibilities for both creative and professional pursuit. Located just minutes from the vibrant Uptown Stockade District, local restaurants, farmers market, shopping, NYS Thruway and just under 2 hours from NYC! Don't miss your chance to own this one-of-a-kind property with limitless potential. See associated documents for floor plans, deed, and county records. ** Accepted offer 12/2/2025*

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Bathroom
  • Style: Ranch
  • Year Built: 1932
  • Garage: 3-car
  • Heating: Baseboard, Natural Gas
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,593
  • Acreage: 0.33
  • Est. Taxes: $6,608
  • Lot Desc: Back Yard, Cleared, Corner Lot, Level
  • Elem. School: Chambers
  • Middle School: M Clifford Miller Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Appliances: Cooktop, Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: 898805
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/898805/101hinsdalestreet_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Berardi Realty   Phone: 845-201-1111

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

101 Hinsdale Street, Kingston, NY, 12401

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $551 $551 $551
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,996 $2,593
Total Monthly Payment $2,518 $2,622 $3,219

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.