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Welcome Home to this charming, FULLY FURNISHED ground-floor condo in the gated Itopia community! This 1-bedroom, 1-bathroom unit offers 729 sq. ft. of bright and airy living space, with a welcoming open-concept layout perfect for both relaxation and entertaining. The spacious living area offers tons of natural light and seamlessly flows into the dining and kitchen areas. The open kitchen design allows you plenty of space to prepare meals while having an unobstructed view of the living and dining areas and private front porch. The generously sized bedroom features a large walk-in closet, ensuring ample storage space for all your needs. The unit comes with all the comforts you need, including a full-size washer and dryer, extra storage on the covered porch, and additional storage closets inside. Your private patio is the perfect spot to relax with a cup of coffee or unwind after a long day. This property is perfect for a first-time buyer, a full-time or seasonal resident, or an investor looking for a prime opportunity. With market rents of about $1700+/month, it offers a healthy annual return for savvy investors. The seller is also open to all reasonable fair market offers and would consider seller financing, making this a great chance for you to secure this gem! The community is packed with amenities designed to enhance your lifestyle – two heated swimming pools with hot tubs, a fitness center, tennis and volleyball courts, car wash station, business center and much more. Itopia is a pet-friendly community, complete with a dog park for your furry friends to enjoy along with several serene lakes for the outdoor enthusiasts. With its prime location just minutes from the Howard Frankland (I-275) and Gandy Bridge, commuting to Tampa or downtown St. Pete is a breeze. Plus, you’re close to nearby shops, restaurants, and everything you need for everyday convenience. Perfectly positioned between Tampa and St. Petersburg, Itopia gives you easy access to Tampa International Airport, MacDill Air Force Base, beautiful St. Pete Beach, and the best of Pinellas County’s finest beaches. Whether you're craving the excitement of the city or the peacefulness of coastal life, Itopia offers the perfect balance. Don’t miss out on this opportunity – Itopia is waiting to welcome you home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$124,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $99,200 | $99,200 | $99,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $224 | $224 | $224 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $571 | $594 | $791 |
| Total Monthly Payment | $870 | $893 | $1,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.